Wonder what could be the "reasonable valid reason" for a RM400000 overpayment. Care to share?

They are NOT trolls. They are regulars in BT and they asked you the questions all of us in here also want to ask.
Overpay RM400k woh!! Credit limit how much?
Now every intelligent person will suspect your RM400k overpayment is really a big BS!

Only people who BS talk big will do this when cornered.
What's so difficult posting your cc statement to prove you are no BS?

there is so many debt here

I c . thanks

don't give the wrong idea 

will you take, cash on call bal (3 yrs loan) from hong leong bank. ?
if yes lets go..

but need to transfer out 12k.

only for 0% deal only 12 mth , none other.
upfront charge / handling charge  is not 0% balance transfer.

i agree aeon is the slowest bank among all banks i got

but aeon is super generous with its credit limit