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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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bee993
post Oct 12 2014, 07:07 PM

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QUOTE(brotan @ Oct 12 2014, 07:01 PM)
you have to pay, ... finally  rclxms.gif
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hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
bee993
post Oct 13 2014, 12:01 PM

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QUOTE(brotan @ Oct 13 2014, 11:17 AM)
i know . as said, finally .......  tongue.gif
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repeat the step everymonth = 0% loan for as much month as success BT

2 high sum into 12 month small instalment brows.gif brows.gif
QUOTE(victorywp @ Oct 13 2014, 11:35 AM)
finally, after being rejected so many times...
what's the changes you made on your recent submission?
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before approved dont post here.

that what i do shocking.gif icon_rolleyes.gif here is jinxed icon_question.gif
bee993
post Oct 14 2014, 08:42 AM

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QUOTE(victorywp @ Oct 13 2014, 12:36 PM)
means you submitted the same thing but got approved? jinx lol
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nope...latest statement
bee993
post Oct 20 2014, 05:48 PM

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QUOTE(yybryan @ Oct 20 2014, 01:30 PM)
I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.

MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL.
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Wow..time to help ppl swipe use ocbc and get cash to pay home loan then.
bee993
post Oct 20 2014, 05:49 PM

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Double post

This post has been edited by bee993: Oct 20 2014, 05:51 PM
bee993
post Oct 21 2014, 03:08 PM

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QUOTE(yybryan @ Oct 21 2014, 10:48 AM)
You can try. should be no problem. I transfer the overpaid amount to my house loan to reduce my loan amount and pay to MBB in 12 months instalment with 0 interest.
I will do that again once I have more available CL in MBB2 card.
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Nice nice sharing....
bee993
post Oct 22 2014, 01:01 PM

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QUOTE(jes88 @ Oct 22 2014, 08:12 AM)
15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification
21 Oct - Payment made to OCBC
21 Oct - 3% waiver (transaction date 20 Oct)
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haha exactly like mine...worried might got problem take so long... sweat.gif

only diff is i submit 16 oct
bee993
post Oct 23 2014, 12:09 AM

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QUOTE(lamode @ Oct 22 2014, 09:50 PM)
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
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fully agreed and that might be the exact reason.


bee993
post Oct 23 2014, 02:44 PM

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I think is related to paying be4 statemnet in my case.
bee993
post Oct 24 2014, 08:45 PM

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QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
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QUOTE(victorywp @ Oct 24 2014, 08:27 PM)
lol... your numbers of bt...
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notworthy.gif notworthy.gif notworthy.gif BT king
bee993
post Oct 25 2014, 01:32 AM

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QUOTE(guy3288 @ Oct 24 2014, 11:35 PM)
just wonder how long the gold laying goose is going to allow us to go digging.........ha ha.
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Better dun end so fast..waiting next month take 10k out from ocbc pay home loan n bt to mbb become 12 month 0% instalment..hehe
bee993
post Oct 28 2014, 11:24 PM

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Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.

I told her dont have this need byebye.

Effect from BT play?

Who else kena same? Haha
bee993
post Oct 28 2014, 11:35 PM

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QUOTE(victorywp @ Oct 28 2014, 11:29 PM)
sounds like your close family/friends asked the radio station to prank call you. lol...
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No chance.lol
bee993
post Nov 18 2014, 12:37 AM

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what i am currently doin is help ppl purchase/paid for ar ticket ,electrical etc (min rm500 per transaction) with ocbc. i take the cash and dump into my home loan to reduce principal amount than BT to mbb 12 month 0%.
recently dump 6k and paid rm500 to mbb. is like lend money with 0% from ocbc to pay my loan.
bee993
post Nov 19 2014, 11:34 PM

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Bt approved after aeon and ocbc to mbb now waiting mbb to aeon. Hope aeon can paid mbb b4 due date.
bee993
post Nov 26 2014, 01:33 PM

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hmm aeon slow as usual...bt approve 18nov bt payment appear in aeon but till now hvt reach mbb(due date nearing) might have to pay it off and do the withdrawal....extra work....sigh...
bee993
post Nov 26 2014, 11:22 PM

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how long it take to transfer out overpayment from bt for mbb?

juz paid outstanding becoz aeon is super slow as usual
bee993
post Nov 27 2014, 01:54 AM

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QUOTE(bearbear @ Nov 27 2014, 12:54 AM)
Your due date is today?

My last experience with aeon;

Applied 3/11
Payment show up 11/11 (exactly my due date)
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Wait whole working hour nvr receive....so paid my own...
bee993
post Nov 27 2014, 08:07 AM

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demit aeon..payment reach 1 day after due date...hv to call mbb to refund it...

juz finish call mbb n gv a good goreng to them.

i request the bt amount refund to me she say cant only can refund the amount after deduct latest outstanding.

i ask her when the payment in, she told is on my due date,wtf...i raise my voice say y the payment not reflect yesterday ? cz mi to overpay and now i wan refund full dun allow . only then she reply okok can refund full amount no problem..


and the refund she say take 8 days mad.gif .gomna gv a call to them if dint refund within 3days cool2.gif

This post has been edited by bee993: Nov 27 2014, 08:43 AM
bee993
post Nov 27 2014, 08:42 AM

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QUOTE(sendohz @ Nov 27 2014, 08:36 AM)
I will have the similar case as well for this month BT.
Now i know i can request to claim back the overpaid payment.
so it will be credited back in to CASA?

Keep me posted, thanks ya.
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yes.waiting my money back..will call to goreng if take more than 3working days

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