QUOTE(shuangping @ Nov 14 2014, 10:54 AM)
you fax over?Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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Nov 14 2014, 11:07 AM
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#141
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All Stars
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Nov 14 2014, 12:26 PM
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Nov 14 2014, 05:09 PM
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#143
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QUOTE(simplesmile @ Nov 14 2014, 05:00 PM) Is it a must to show statement balance from Bank B if I want to do a balance transfer from Bank B to Bank A? if you mean 0% bt:1. Is there any bank that do not require a statement? 2. And which bank, if require a statement, then online statement is sufficient. Please let me know. I'm planning to apply BT from 8 different banks. 1) pbb the only one doesn't require statement 2) aeon, mbb |
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Nov 14 2014, 07:02 PM
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#144
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Nov 15 2014, 08:41 AM
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#145
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QUOTE(simplesmile @ Nov 15 2014, 07:49 AM) Thank you. some banks do allow paying just minimum without interest, but not for the above. actually it's also better/easier to pay monthly 1k based on your example.Can anybody explain how the repayment of the Balance Transfer works? Example I have RM12k with Bank A, and I transfer RM12k to Bank B at 0% interest for 12 months. Do I have to pay RM1k every month to Bank B? Or I can pay the minimum amount which is 5%, means RM600 only? |
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Nov 16 2014, 09:57 PM
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#146
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QUOTE(mitodna @ Nov 16 2014, 08:39 PM) fill in this form and send to this email: mbbcardservices@maybank.com.my |
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Nov 18 2014, 11:41 AM
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#147
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aeon is very fast now...
i just fax over my bt application form and within 30 minutes i received their call! unfortunately, my cl is not enough so need to pay certain amount to clear the cl space for bt. so my application is still pending... |
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Nov 18 2014, 03:41 PM
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Nov 19 2014, 12:32 AM
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QUOTE(??!! @ Nov 18 2014, 11:44 PM) Read up to page 20 ---taking a breather now. yes for pbb because some were being asked to submit statement for mbb. so it depends on individual for mbb.Thanks to all contributors for all the great tips Just a quick re-cap of what I understand from what I read so far. So, I can technically ask for Max margin of CL allowed by say PBB or MBB in the BT, and ignore what I actually owe on my other credit cards. (Since no statement required , and it seems that the bank offering BT is ok to allow an 'over-payment' to the other bank) Just max out the limit in 1 application rather than do in many rounds? |
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Nov 19 2014, 01:33 AM
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QUOTE(??!! @ Nov 19 2014, 01:15 AM) Thanks for reply! the bt instalments will be posted every month in your monthly statement together with all your retail transactions. so when you receive your statement, you have 20 days free interest period to pay all together. so it's not affected.One more question, if the BT plan is still ongoing with balance installments unpaid but not due , would any new retail transactions still be enjoying the 20 days interest free period until statement due date? |
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Nov 19 2014, 04:07 PM
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QUOTE(victorywp @ Nov 18 2014, 11:41 AM) aeon is very fast now... yeah, they called this afternoon and now received sms saying that my 3 bt applications approved! i just fax over my bt application form and within 30 minutes i received their call! unfortunately, my cl is not enough so need to pay certain amount to clear the cl space for bt. so my application is still pending... this month completed 5 bt again. |
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Nov 21 2014, 12:07 AM
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#152
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Nov 21 2014, 03:01 PM
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QUOTE(guy3288 @ Nov 21 2014, 02:29 PM) MBB refund is too haphazard. interesting... even up to the extend of over refunded... my MBB statement was 5+k. I did BT 5+k twice to 2 other banks, so MBB got paid 5+k x 2 - i asked for -refund of one of those 2 payments , RM5+k refunded to my MBB SA- done. Then i use PBB BT to pay another RM7+k to MBB. I emailed in asking for refund of that 7+k. Next 2 days i made a call enquiring about that refund 7+k, the CS told me only got CR 5+k (must be RM7+k - current spends), and she said she will refund that 5+k. Then next day i received 2 refunds same day, RM7+k and 5+k in my SA. So MBB has actually over refunded. hope they are not going to charge me interest as in effect my that statement balance of 5+k was not paid at all, since paymnent has been refunded back, infact refund amount is more that that statement amount!. |
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Nov 22 2014, 09:26 AM
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Nov 25 2014, 08:23 AM
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QUOTE(yong417 @ Nov 25 2014, 08:19 AM) Just to share my recent BTs experience~~ both handed over by hand?10 NOV - Handed over the BT form and CC statement to AEON Credit 11 NOV - Received verification call from AEON 11 NOV - "Approved" SMS received on 5pm 18 NOV - Payment cleared and reflected in my MBB statement. ********************************************** 13 NOV - Handed over the BT form and CC statement to MBB 17 NOV - Notification of approval received 18 NOV - Payment cleared and reflected in my AEON statement It appears both AEON and MBB reacting vy fast on BT applications~~~ |
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Nov 25 2014, 04:27 PM
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QUOTE(~Eveready~ @ Nov 25 2014, 11:09 AM) Off Topic: how do u guys request to increase credit limit for: mbb got form to fill & then just email with attach of your 3 months salary slips.- Maybank - Aeon credit - Public bank Got any link for application form or...? aeon just email with attach of your 3 months salary slips (no form needed). |
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Nov 26 2014, 09:43 PM
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Nov 26 2014, 09:47 PM
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double post
This post has been edited by victorywp: Nov 26 2014, 10:09 PM |
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Nov 29 2014, 09:10 AM
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QUOTE(playboy88 @ Nov 29 2014, 08:18 AM) hi all, just want to know lah...if we do the balance transfer via maybank to the amex cc, do i get any extra benefit like point or cash rebate? you mean bt from othet bank cc to mbb2amex? no extra benefits other than prolong your repayment time to 12 months instalments. |
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Dec 1 2014, 02:39 PM
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QUOTE(coolkidz @ Dec 1 2014, 02:29 PM) Hi all sifus, yes, it's possible to bt from bank A cc to bank B cc and back again. just need to meet the minimum requirement of rm1k per bt application form.May I check if e.g. currently I have a BT plan with Bank A and I will like to BT the amount in Bank A to Bank B, will that be possible? Sorry if this been asked before however am not sure what soft of keyword to search in the thread. Thank you. |
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