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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Oct 22 2014, 05:47 PM

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QUOTE(SingKer @ Oct 22 2014, 05:23 PM)
Hi sifu here,

About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now.

Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused sad.gif
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1) do you mean bt from aeon to pbb rm6k? means pbb paid rm6k to aeon, correct?
2) do you attach your other cc statement in your bt application rm1k to aeon?
victorywp
post Oct 23 2014, 01:15 PM

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QUOTE(AaIto @ Oct 23 2014, 01:10 PM)
I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!, icon_rolleyes.gif  icon_rolleyes.gif
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me too... biggrin.gif
victorywp
post Oct 23 2014, 02:08 PM

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QUOTE(guy3288 @ Oct 23 2014, 01:49 PM)
me tu tu tu
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3 vs 3
so means it's 50%:50% doing overpayment and success to increase bt limit.
victorywp
post Oct 23 2014, 11:48 PM

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QUOTE(guy3288 @ Oct 23 2014, 11:26 PM)
MBF card also 0% BT.
Came just in time for me when  my PBB CL has also gone low.
----------------------------------------------------------------------------------
Dear Valued Cardmember,
ambank
There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only.

This is one of them, and you are invited!

Thank you for being our customer.

To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months.
What are you waiting for, APPLY NOW

How to apply?

Step 1: Please download the application form here.
Step 2: Fill up and fax to us: +603-21713018

Promotion is valid until 31 October 2014.
---------------------------------------------------------------------------------------
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good for you for having that mbf cc!
victorywp
post Oct 24 2014, 09:39 AM

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QUOTE(sj0217 @ Oct 24 2014, 07:43 AM)
Nowadays still got MBF credit card?

But hardly see any roadshow or promotion for these cards?  hmm.gif
*
sebab ambank sudah makan mbf.
victorywp
post Oct 24 2014, 05:01 PM

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QUOTE(ronnie @ Oct 24 2014, 04:45 PM)
I've received a snail mail from MBB on my 2nd BT application.
It has details on your installment each month ... Not bad smile.gif
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me too on my 2nd application... but 1st application i didn't receive.
victorywp
post Oct 24 2014, 08:27 PM

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QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
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lol... your numbers of bt...
victorywp
post Oct 24 2014, 11:17 PM

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QUOTE(~~5ive~~ @ Oct 24 2014, 10:08 PM)
For those that BT from AEON to other bank, when submit statement, do you submit 1st & 2nd page? Or 2nd page will do? Thanks smile.gif
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just submit 1st page also can.
victorywp
post Oct 25 2014, 01:55 PM

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QUOTE(ronnie @ Oct 25 2014, 01:48 PM)
Cash advance from bank without interest for 6 months
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can also try "cash advance" with mbb without interest for 12 months.
victorywp
post Oct 25 2014, 10:55 PM

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QUOTE(aeiou228 @ Oct 25 2014, 09:33 PM)
Got free advance fee and 0 interest too ?
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QUOTE(lamode @ Oct 25 2014, 10:01 PM)
no.
they referring to overpay (by BT) and then transfer the credit to SA/CA
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yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options:
1) leave the overpaid amount to increase available credit limit
2) use the overpaid amount to pay off some of the existing bt
3) transfer the overpaid amount to casa
victorywp
post Oct 25 2014, 11:31 PM

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QUOTE(AaIto @ Oct 25 2014, 11:16 PM)
How is it cash advance?
Kos u need outstanding balance from other credit card to do BT?  huh.gif
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pbb doesn't need statement for bt application.
victorywp
post Oct 26 2014, 08:40 AM

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QUOTE(Lineage @ Oct 26 2014, 08:33 AM)
Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. laugh.gif
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previously with uob and stanchart also don't need statement.

mbb stated they need statement but if you don't submit they may approve too.
victorywp
post Oct 26 2014, 10:49 AM

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QUOTE(RokXIII @ Oct 26 2014, 09:29 AM)
Can we call them to make the request instead of waiting for them to give us the options?
I mean, if they do not offer us the selections.
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if you wait for them to call but they do not offer you the selections, you may try to "remind" them about the "forgotten" option. brows.gif
victorywp
post Oct 26 2014, 06:17 PM

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QUOTE(codeiki @ Oct 26 2014, 04:10 PM)
From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications?
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mbb also allowed overpayment to transfer to casa. no need to count in ocbc since it's not 0% anyway.
victorywp
post Oct 27 2014, 01:15 AM

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QUOTE(tifosi @ Oct 26 2014, 07:54 PM)
I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
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if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way.
victorywp
post Oct 27 2014, 02:10 AM

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QUOTE(tifosi @ Oct 27 2014, 01:27 AM)
Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL.
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yeah, it will be good if can bt 90%, but if can't, no harm to try anyway. biggrin.gif
victorywp
post Oct 27 2014, 10:00 PM

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QUOTE(Without @ Oct 27 2014, 09:37 PM)
Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
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it is a must to attach your statement to aeon for bt application.
victorywp
post Oct 28 2014, 05:00 PM

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QUOTE(MGM @ Oct 28 2014, 04:53 PM)
Did a BT from AEON Gold & AEON Watami (on the same BT form) to MBB-12m-0% 2 weeks ago and thought everything is done.  Today I check AEON-online and found that Maybank has wrongly transfered both payments  to AEON GOLD. Called up AEON to make the necessary changes b4 the payment due date. What would happen if I didn't discover this, incur interest and late charges?
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yeah, luckily you checked. by the way, is it mbb send cheques to aeon or by transfer?
victorywp
post Oct 28 2014, 07:34 PM

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QUOTE(MGM @ Oct 28 2014, 05:10 PM)
How to know? On AEON-online the transaction's description is "Payment Transfer".
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you can know by checking and comparing how long it takes from approval in m2u to appearing in aeon online.
victorywp
post Oct 28 2014, 07:36 PM

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QUOTE(alexwsk @ Oct 28 2014, 07:24 PM)
ibg from mbb to aeon
i was asked this question (last payment method) when applying bt from mbb to aeon
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your case was bt from mbb to aeon means aeon paid to mbb via ibg. but i'm asking bt from aeon to mbb. lol...

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