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 Just got married? What's your most impt advice?, Share your best planning lessons

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SUSthe99percent1
post Jan 7 2016, 06:58 PM

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QUOTE(kaizer3000 @ Sep 10 2015, 10:33 AM)
ALWAYS PLAN AND KEEP PLANNING ur budget!

never think use Credit Card lor...yea right...my fren did that and he had to suffer for many years after that...his business went down, monthly payments were overdue and he had to go around asking money to pinjam from frens n family just to survive for that month...all frens end up running away from him...
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Cc is a great way to pay off the wedding.. balance transfer 0% interest for 12-36months. 40k wedding now becomes manageable.


SUSthe99percent1
post Jan 10 2016, 10:15 AM

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Junior Member
381 posts

Joined: Aug 2014
QUOTE(kaizer3000 @ Jan 10 2016, 02:30 AM)
I paid my wedding full cash around 200k.

Previously when i was younger i too think cc is manageable... Until i was unemployed for few mths... Followed by my mom hv cancer... Then u will know wad hell feels lk.. Cc blocked, banks keep calling u non stop till get court letter, my moms doctor bills amounting rm 40k...

What will u do then?
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Have health insurance.. How you become unemployed for few months.. U no savings+ passive income + can't work another job like uber in the meantime?

Cc is manageable.. But the most important thing is to treat it as not a cc but a debit card where u already have the money to spend..

Weddings have ang pau, so u basically will cover the cost of the wedding. You have the cash upfront.. just move it to somewhere secure like fixed deposit or blue stocks.


 

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