So, since the currency conversion thing for Steam also meant that we cannot add funds to Steam Wallet directly from PayPal, which payment method is best for us now?

I heard credit card/ debit card is better at the moment as there is no extra charges. Is that true?

Anyone here use MOL or eClub?

Just use credit card la...save all the trouble.

I know credit card easiest method, but do they have any sort of hidden charges? I just read on how to link eClub and MOL to PayPal/ bank and they take quite a few steps to set up. But they also give free points for topping up.

I don't buy much, mostly Dota 2 items, but I would like to know how to stretch my money and get the most out of it.

debit card?

debit and credit card will sms u when u buy something using it.. It tells u how much money have been deducted. Mostly have service charge for transaction. Another way is use MOL points. Anyway is steam down? can't access to steam

Debit card obviously. No hidden interest fees, you pay how much is in your cart, period.

Credit card works, but don't forget you still have to pay interest fee to your bank irregardless of how much you spend.

debit card is the best. it charges exactly as stated in store.

for mol, 10% commision on top up

for eclub, 8% commision

how to use debit card for steam payment? can anyone make guide for noob like me?

debit card.. no extra charge no extra hustle..

MOL cannot use mobile to topup anymore?
last time once i used digi balance to purchase steam wallet but cant find the payment option now

Debit card the best then. I just used it, no other charges applied.

Interest Fees only if you can't afford to pay your outstanding bills right?

same as using CC. juz fill in your Debit card payment details on payment page.

yes. only occur when you did not pay your outstanding fee after the month due. if you pay on time, no charges.

Uhm no. All banks charge interest on credit card usage anually (or some banks, bi-anually). You use, you have to pay. No escape. Otherwise the bank earn what?

If you don't pay outstanding bills, your next bill will be incured with a penalty charge. Don't pay somemore, warning. Don't pay again, I wouldn't dare say what would happen, but just becareful when going out.

oh. itu Annual fee.
i thought extra charges per transactions

Uh well annual fees most of the bank is willing to waive. If they don't waive, just cancel the card and apply for another.
The only fees that's certain is the GST RM50. Even that certain bank is willing to waive or you can use points to redeem.

The Bank earns from the merchant and not from the consumer directly. The merchant either calculate it in the item they are selling or they pass the charges to you or they absorb it.