May i know maybank can allow loan for 75%or 60%from comitment

http://www.imoney.my/personal-loan/maybank/personal-loan

"Up to 4x fixed monthly salary or up to RM100,000"

hope it helps

recently applied this maybank personal loan-i as well.

may i know how is the success rate for this loan?

Loan applied: 12k

Current gross salary: RM3300
Current commitment:
Credit cards: UOB- 5k, Maybank: 6K, both cards not burst.
Personal loan: RM235 per month


any sifu/ applicants can share the experience/ info?

Should be no problem if ur CC outstanding not much

if outstanding more than half considered much?

By the way , you already have a personal loan , why u need another one? since u have cards you can use it for ur emecency first or convert it to cash .

I believe your case can be approve, provided your payment record is good la.
a week passed, how is the status?

My application failed. sigh.

Plan to get one personal loan to clear off one credit card and the other p loan.
lessen my monthly commitment.
wonder is it a wise choice to do so or not.

Its like gali lubang to tutup another lubang for me.

Why not just settling the one with higher commitment first?

For credit card, you can always do balance transfer to another card then can have lesser monthly commitment. Some banks come with 0% promotional rate. However pls do read tnc carefully before proceeding yo.

getting another personal loan is digging bigger lobang for urself , unless ur income is sky high to cover it . because bank will see ur first personal loan and others CC ..your credit score will be low and hard to get approve . unless ur CC is clear , do balance transfer with 0% is a better choice .for ur current personal loan , i think u continue pay the monthly . If u take another personal to cover u still paying the monthly(no much different) . Just my advise .

Try for RHB easy , easier to approve but higher interest . good luck