ASX only invest in Malaysia, returns should be consistent with controlled local market. EPF has increased overseas investment, should be more exciting & volatile.

Yesterday walk in to Maybank to place the 4.13% fixed deposit.

My banker recommend me ASG-Kesihatan, she say dividend declare on April.

So i bough in some unit.

Did this is one of the best ?

if the dividend declre in april is 7% ( that also sibeh nice already ) you only got 2% p.a compared to FD.

Yes, she told me this as well.
But I'm keen to hold for medium term.

So, should be ok since the SA is only one time charges.

For variable price Fund, performance is measure by movement in NAV n not how much Dividend they declare

+ total return and fund perf..

but seeing last year Q4 and till now also fluctuate like no tomorrow. I dint expect any good. Just don't go bad..

I'm more worried about the long Q on ASM dividend day (all because of some noobie changing new ASM passbook that time )

PLEASE GUYS & GALS, DO TELL YOUR FAMILY & FRIENDS WHO HAVING ASM TO CHANGE THEIR PASSBOOK ASAP

thanks

This post has been edited by nexona88: Feb 14 2015, 01:40 PM

Ha ha.

FYI, in using my 3 D on action (delete, delegate and do it), delegating this, my wife and 1 of my son went (the other one could not as he was schooling). They went before 9 am and came back at about 10 am with 2 new passbooks. No luck with any ASM fish.

So, one son to go with the passbook.

good

as usual. please share info with family & friends about ASM passbook change

Went to CIMB and changethe passbook within 30 minutes. There was no queue and it was easy.

get any ASM units while at the bank

Didnt try as I dont think unitholders would want to sell when dividend will be declare soon within a month.

From what I have observed here, there are some "rich" people who sold their units even a few days before the dividend date. Maybe to them, that 1 month dividend did not matter.

I will try tomorrow for my Ang Pow!

Gong Xii Fatt Ta Chai to my Chinese friends here!!!

To all, happy and relaxing CNY break!!

changed the book at cimb klang.. managed to get rm500 shares.

can someone on behalf buy the shares (top up) for us?

No hurry to the extend need to use capital letters to remind the forumers here. Your money will not disappear like that if u still holding the old passbook.

Went to ASNB agent banks today, many ppl do last minutes banking b4 CNY, over heard the counter staffs told the other customers who want to apply new passbook, he said the passbook change will apply to all other fixed and variable priced fund accounts, it is a 5-10 years project. So stay tuned, no need to rush, take leave and stay at the long q just to change new passbook.

I'm not worried about my money. the damn money is still there, laying more eggs for me

okay no rush now! but can u do ASM transaction with the old passbook? No right? when u wanna update for dividend, need to change new passbook right? want to withdraw or deposit, need to change right?
It's not like CIMB account where u have 2 account number (old & new) which both can use.

the problem would start when those who didn't change new passbook want to update on 1st Apr. They the one who may cause long Q for others who have change to new passbook.

thanks for changing the passbook unlike some pipu

for 2nd Q, it's depends on Branch & counter staff.
some need authorization letter, some don't give a damn about it.

dang.. i cant get time off next month to buy haha.... was hoping my mum can buy on my behalf

No hurry take your time.

update only when u want to deposit or withdraw.
Don't need to use CAPITAL LETTER words to make others panic.