Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
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 Dec 4 2014, 03:23 PM
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#1
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Junior Member
476 posts Joined: Jul 2009  
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dear all fd guru(s),
for a joint fd account, if one of the acc holder received bankruptcy notice, the joint fd will be freezed on court order to bank. when this happen, is it true that the other joint acc holder cannot do anything to unlock the freezed fd??  This post has been edited by vincentwmh: Dec 4 2014, 03:25 PM |
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Dec 10 2014, 12:41 PM
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#2
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Junior Member
476 posts Joined: Jul 2009
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need to check with you guys here.
my mum and i just opened a fd acc in kuantan rhb, can i do another fd placement with the same bank in melaca rhb without my mum present? This post has been edited by vincentwmh: Dec 10 2014, 12:41 PM |
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Dec 10 2014, 01:02 PM
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#3
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(magika @ Dec 10 2014, 12:55 PM) Can for either to sign FD, only issue is the CASA form must be presigned by both parties. magika, thank for reply. 1st part - either to sign. i understand. 2nd part - CASA form, is this CASA form required of each new placement or a one-time signed form? |
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Dec 10 2014, 05:49 PM
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#4
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(magika @ Dec 10 2014, 02:24 PM) Its each new placement form. Unless CASA is also joint account then no need. thanks, now fully understand |
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Dec 15 2014, 02:34 PM
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#5
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(Ramjade @ Dec 12 2014, 04:49 PM) What is the minimum for MBSB 4.70 for 5 years? Do we need to open a CASA or SA for them to deposit the interest in? may add on:-What will happen to my depsoit once MBSB + RHB + CIMB merge? What I meant is (i) will my current rates still maintain? (ii) do I need to get a new cert from them? (iii) how do I uplift it after 5 years? (iv) your deposits (fd/casa/curr acc) will be freezed if you have any one bad DEBT with any of the merged bank. |
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Dec 15 2014, 02:45 PM
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#6
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(Gen-X @ Dec 13 2014, 12:16 PM) And what if the stock market dive further, another lost in opportunity, decisions, decisions...... giving me a headache. my opinion, start to accumulate averaging down on cimb stock from now, seems to be a better option than their current 12-mth fd rate. dont bash me, no right or wrong!! just my opinion. This post has been edited by vincentwmh: Dec 15 2014, 02:47 PM |
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Dec 15 2014, 03:36 PM
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#7
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(Gen-X @ Dec 15 2014, 03:13 PM) hahaha, you got a point there. But why average down, deposit the fund in 1 month FD and buy it when it's lower. Wait another 3 to 6 months and maybe I can get to buy Maybank shares at RM4, hahahaha. haha..ha lets get ourselves (other furumers here too, of course) prepare for d firesale then.  |
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