Not all branch have the same rules. Usually when placing at banks, efficient counter officers will adjust to next working day. Thats why its a good practice to check maturity day before depositing and also to check maturity amount. Now after maturity, banks dont adjust what can be done ?

I think the case is due to auto renewal. For the initial depositing, BR system will adjust to next working day for maturity. But after that, on auto renew, it will just go to exactly 1 year later (for yearly renewal). I kena once but as I just asked for new FD cert, so no loss (mature on Sat). 

@bone, i'll bet the processing officers dun get any incentive & probably cursing why so much work suddenly 

@gsc, if daily compounded eff rate will be 4.185% for the 1 year matrity

@mgm, the 410 is ocbc cost of funds (cheap la). RP probly barter with medklinn hehe discounted price 389 (& they surely still make profit) & probly get comm for loans/othe bank prods pushed

@plumber & magika, my branch tell me they no need manual intervention one wor - system clever one    plumber, could it be your deposit was >12 mths, maybe 24 mths, in which case the system may not have been implemented yet when you deposited? hehe if 5 bucks, i'll also sakit hati cos can have chap fan oredi

edit - @goat, ooooh that means BR system only half clever la. thx for warning