Can withdraw on the second days means the whole amount, or need to leave a token sum inside the SA? Should be able to transfer out using online IBG right? Thanks

This post has been edited by Human Nature: Sep 6 2014, 12:14 PM

yes, chinese can apply for islamic fd too

something like this:
http://en.wikipedia.org/wiki/Islamic_banking

meaning if the OPR remains the same on the September meeting, more banks are likely to offer more FD promo?

ah..sounds good too! having some FD maturing between the sept and nov meeting

Min deposit for basic saving acc is RM20
https://www.sc.com/my/cb/fees_and_charges.pdf
page 10

Yup, just have to make sure this:

Saving Accounts with no transactions for 1 year (12 months) will be considered as dormant. Any dormant account with a balance of RM10 and below will be deducted by the Bank as dormant fee and the account will be closed. For accounts having a balance of more than RM10, a dormant fee charge of RM10 per annum will apply until the remaining balances are sent to unclaimed monies as per Unclaimed Monies Act 1965

So once open, then do IBG 1 time

Anyone happen to know whether the SCB promo has reached its cap?

This post has been edited by Human Nature: Sep 14 2014, 06:05 PM

Managed to dig out 20k and placed at SCB, 15 months promo. Really crowded and took 1.25 hours but it is ok coz the staff is so

They really psuh hard their Just One account but I managed to open the basic SA, RM20 min deposit.

Forgot to ask about free gift at all but what i like is, they give your slip in a nice plastic slip.

If the OPR remains the same, i hope SCB extend this promo.

yup, a straight forward account. they even give a passbook

ops..didnt ask about how the interest will be paid..maybe later i email to the staff, i asked for her name card

This post has been edited by Human Nature: Sep 15 2014, 06:04 PM

What about putting 3 months, then wait for the Nov meeting. 6th Nov meeting, got 1 week for the banks to react.

The interest for the SCB promo will be given lump sum at the end of the tenure.

the lenglui who handled mine said end of the tenure wor..i got a feeling your consultant is more accurate


This is the requirement for JustOne
Deposit minimum of RM1,500 in a single transaction into JustOne Personal Current Account monthly (fresh funds).

https://www.sc.com/my/save/savings-justone-personal.html

This post has been edited by Human Nature: Sep 19 2014, 06:30 PM

i thought need to deposit a large amount to JustOne, so I opt for BSA

Oh, the same for me too. Even her superior came and talked to me about it. I am waiting for the call

I wanted to create an online portal account too but surprising my old account still exist even though i have cancelled my SCB cards long time ago.

This post has been edited by Human Nature: Sep 20 2014, 10:26 AM

I am looking at this promo if there is no other promo within this week.

However, the eAccount has a minimum initial deposit of RM 500. In this case, shouldn't the Basic Savings Account be a better choice as its minimum initial deposit is only RM20.

wah, this is real good news. this time no need to open CASA ? not stated at the terms anymore maybe they learnt from previous experience that opening CASA takes a lot of time and generates long queue.

(can meet the lenglui again )

This post has been edited by Human Nature: Sep 22 2014, 08:18 PM

Good catch

18 m works for me too.

oh, so still need to open CASA

The photocopy was done inside their office (cannot see)

Just to re-confirm, there is no minimum initial deposit amount for the SCB Just One account and we can fill up a form to cancel debit card (else will incur RM8 charge)? I was again informed by SCB customer service that need to deposit RM1500 and it can be transferred out the next day.

Also, I plan to open another SA or Just One account so that the interest does not get mix with my first FD. Since the new FD will be a joint account, can the SA or Just One account be opened for joint holders too (ie. 2 names)?

Thanks. SCB really need to provide more training to their CS.