Most banks are moving towards statement. UOB will periodically send an update but I cant remember the frequency.
If you are really concern, just drop by bank and said you need to check the maturity date every month to make sure  your money is in there.

I was been told UOB either send half year once and I can view online..

Oh..I see..doesnt matter anyway..I can view online.. 

Thats why I mentioned that need to open a fixed deposit account first before IBG..but this 1 need to confirm with bank first..
I prefer to collect banker's cheque as I need to find another high interest FD after the maturity from UOB..if not later need to withdraw again to place it to other bank for FD.. 

I agree with you about traveling cost but put it this way Bro, when CALCULATING the BASIC FD effective yield, amount of FD is not needed.
After you get the effective rate, only then you compare your traveling cost against the interest earned to check whether if is worth it.
I don't know how to form an extended formula which include traveling cost and amount of FD.  Perhaps you can help to put in the two variables in the formula I suggested earlier and see if we can improve it further.

Captain, I thought there was one or two listed in FRMONBWFDP previously ? Can't recall who already.

BoomChaCha memang cucuk for Admiral rank in this thread.  

haha, click here to FD Tread V3 and see post#3.

Haven't been updating the member list for a long time.

Basically the members who contribute valuable information here can be classified into 2 categories:

1. FDMCGC - Fixed Deposit Musical Chair Gamers Club  - go see the member list and you will note some familiar names who have been contributing to this thread for years, e.g. gchowyh, aeiou228, MGM, gsc, BoomChaCha, Kaka23, nomen, sylille, bearbear, David83, magika, AVFAN, bbgoat, Human Nature etc.

As for BoomChaCha's hard work - he shall be rewarded/elevated to Deputy President/COO of this thread (Admiral of this Thread), only below Cherroy (Honorary Advisor), MilesAndMore (President) and our newly appointed MOD the darling and ever helpful munkeyflo (newly appointed Advisor).

I must go update the list.

So basically, Fixed Deposit Musical Chair Gamers Club members are FD Promotions Chasers where it is like playing musical chair, Our funds will go round and round (bank to bank) and when the music stops (FD maturing or new funds to deposit), we try to grab a seat (FD Promotion) before someone else (quota finished/promotion habis).

2. FRMONBWFDP - Freaking Rich Members Or Not Bothered With FD Promotions but contributors to FD Thread.

BoomChaCha memang cucuk for Admiral rank in this thread. 

Ocbc IBG max limit is Rm100k if I am not mistaken.

Anybody aware there is a bank negara ruling when you placed more than 50k, the counter staff want to know where do you get the money?

As for the RM50K, did any bank ask you? For my case, the last two week I have been using personal cheques for 3 different banks' FD Promo and nobody asked me anything about where my funds are from.

However, whenever I go deposit in Citibank Melbourne with Bank Draft, the teller always ask me the source of fund. Not only that, their Sydney office may follow up after few months later and ask the same thing, i.e. source of fund. Once the Sydney office personal called me on my Australia phone number while I was in Malaysia and I did not answer the phone (I was sleeping as there is a time difference) and their freeze my account (I couldn't perform any transactions online)!!! Later I checked my email account and notice an email from someone who was from Citibank (the guy who tried to contact me by phone), I had to email him to get him to call me back. Only after I told him source of my funds only he unfreeze my Citibank Account. And same thing happened to my wife  But the funny thing is I performed a TT (very substantial amount) and nobody from Citibank called me to ask source of funds.
Upper limit for all banks in my reply above.

Hey Guys,
The following banks are giving FD interest for > 4% pa with PIDM (so BR not in list)

1. Alliance Bank 12 mths @4 %pa , Credit interest every month to your CASA
2. UOB 12 months @4.05 % pa, Interest paid at maturity
3. Maybank "Attack 3" promotion 12 months at 4% pa. Interest (islamic) upfront.
I assume Maybank "Attack 3" may mean attacking the 3 banks currently undergoing merger but CS would not elaborate.

Bro, above you mentioned there is a 2 days float, made me fast fast go recheck my MBB Cert start date. I used my personal cheque for the MBB Promos. I was relieved to note that the start date was on the day I went to the bank.... make myself worried for nothing, hahahaha. My new MBB RM gave me the certs on the spot without the cheques being cleared.

For those who missed my article click here to my article Get More FREE Money With Fixed Deposit Promotions, where I wrote about my experience with Maybank and posted the FREE gifts I received for signing up as a Premier Wealth Customer.
Like I said above, start day of cert same day making the FD placement with cheque and no need cheque to be cleared. And sylille also posted she got her cert same day like me. However some branch officer may hold the cert for two days to confirm that the cheque will be cleared.

Most banks nowadays practice above but I can tell you that Public Bank tried to cheat me. Two (or maybe 3, time flies) years back, got a PBB cert due on Saturday and Monday was a Public Holiday. So went to Public Bank on Tuesday and noted they was a penalty imposed. Told the teller that they should pay me interest until Monday and she refereed to the  the officer who then said no such thing. Requested to speak to Bank Manager but he was not around so talked to the Service Manager. The Service Manager also refused to pay the extra 2 days interest, so I told her to call HQ and if they not willing to entertain my request, I shall make a complain to BNM. She made the call and I got my interest for the 2 extra days.

Thank you for making me jeolous
I just double checked my cert & the date was really after the cheque cleared. I am probably just a small potato for Maybank as I only put some money there for Maybank2u.

I just read this article, Cops detonate 2 bombs near Maybank office in KL. Boy, playing FD musical chair nowadays can be extremely risky. Better to just go with Affin auto renew or follow BCC go with MBSB long term and on the 6th year only go get new cert.

Penang people are lucky. All banks are closed by within walking dstance or if not less than 10 minutes driving distance within down town. UOB is the only bank I know that can allow you to carry out any FD transaction anywhere in Malaysia. UOB Kelawai Rd has free parking and own compound and it is safer too if one carries cash.

On MBB 4% paying updront interest, assuming the interest paid monthly and earn 3.1% monthly, the net interest earn is 4.094%. If not mistaken I saw somebody reported 4.19% or am I wrong? Salute Gen-x energy to read through 66 pages...

Wah, you so lucky got leng lui go see you and chit chat with you over the phone. What was that you vegetarian no see leng luis.... hahaha

Next week meeting OPR going down 

Was at maybank islamic.. both 3-mth 3.87% and 12-mth 4% upfront are closed. But there is a new 2-month effective 3.5% FD promo

but i went MBB Kuchai today, this staff showed me their promotion 4% upfront valid till Dec 2014. I saw with my own eyes but didnt snap the picture la
 

folks, Maybank is having 6+9 FD promotions now.
first 6 month 3.85% pa, next 9 months 4.00pa

SOURCE: M2U

Unless one needs a 2 months FD Promo then the MBB 3.6% may be good else better go with UON 3 months 3.8%

All banks waiting for BNM announcement, I expect next week only new FD promos will be introduced, e.g. AmBank 3.85% ends on 6th November.

OPR likely to remain at 3.25pc
http://www.nst.com.my/node/49910

Craaaaaaaaap...no rise in OPR.

Is there a need to open account with them or have stupid CASA thing?