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Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
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Nov 19 2014, 05:08 PM
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Elite
4,420 posts Joined: Jan 2003 |
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Nov 19 2014, 05:25 PM
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Senior Member
622 posts Joined: Dec 2013 |
BNM likely to keep OPR at 3.25% till 1H 2015, says Aberdeen
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Nov 19 2014, 05:31 PM
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Senior Member
2,113 posts Joined: Jul 2013 |
QUOTE(okuribito @ Nov 19 2014, 03:59 PM) QUOTE(Lurker @ Nov 19 2014, 05:08 PM) Thanks for the info...Info posted on the ringgitplus website. However, this is not convincing enough as it's not stated B&W on the ocbc website.. |
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Nov 19 2014, 06:10 PM
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Senior Member
1,021 posts Joined: Mar 2010 |
ur welcome leo. frankly, it smells too much of "hyper" marketing. hope u all get the medklinn, i could use one too
Regarding BR, my better half called me to say they sent a parking sticker & some membership card this morning - see the services they promise in the spoiler » Click to show Spoiler - click again to hide... « no idea where their Service Center is but i hope they have one in the new HQ in b'fields. will solve my parking problems when i go eat my banana leaf & thosai there funny thing is due to the recent spate of promos, I definitely dun meet the criteria for this but what the heck - i hope they'll restore their premium over the commercial banks when my bullets mature next |
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Nov 19 2014, 06:18 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(MGM @ Nov 19 2014, 12:27 AM) Sorry just read your question. I received the SMS a few minutes after completed Ringgitplus signup form. At first it didn't recognise my new ic with the '-' in between so I entered without '-' and was accepted. You need the SMS to show it to OCBC for the deal. No need to say sorry lah..small matter only..I see..no wonder I was unable to key-in my new IC number. I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui helped me to fill out a form for the gold coin contest. She said even I received SMS but this did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only available for the first 200 customers nationwide. So, I do not know if I can get it or not..? QUOTE(aeiou228 @ Nov 18 2014, 11:17 PM) I clicked the ringgit plus link and was prompted to key in very personal details over the net, I terus cabut. You mean need to provide income info on Ringgit Plus sign-up form..?I think nobody will provide the accurate income info as this question is too sensitive. QUOTE(Lurker @ Nov 19 2014, 05:08 PM) I think it is typo error..no way compound daily interest... |
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Nov 19 2014, 08:19 PM
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Elite
4,420 posts Joined: Jan 2003 |
QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM) No need to say sorry lah..small matter only.. leng lui indeed.. always a pleasure to visit the bank I see..no wonder I was unable to key-in my new IC number. I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui helped me to fill out a form for the gold coin contest. btw, i was not told there is a form needed for the gold coin contest but i did send a sms to register, maybe its the same thing |
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Nov 19 2014, 08:45 PM
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Senior Member
5,867 posts Joined: Feb 2006 |
QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM) You mean need to provide income info on Ringgit Plus sign-up form..? I'm ok with income disclosure because it is not an important personal info. I can also simply put any figure.I think nobody will provide the accurate income info as this question is too sensitive. The problem is the site asked for full name, IC no, Hp no, full address, bal bla bla... I prefer not to disclose it over the net coz I'm not sure my mobile device is clean from spyware or key logger. Further more ringgit plus is just a blog. |
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Nov 19 2014, 10:07 PM
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Junior Member
440 posts Joined: Apr 2005 |
QUOTE(bearbear @ Nov 18 2014, 03:02 PM) (6) UOB Pure FD for 3 Months - 3.80% p.a. is this promo by the UOB banki cannot find any page in UOB related to this promo |
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Nov 19 2014, 10:13 PM
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Junior Member
49 posts Joined: Jun 2007 |
QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM) No need to say sorry lah..small matter only.. https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.htmlI see..no wonder I was unable to key-in my new IC number. I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui helped me to fill out a form for the gold coin contest. She said even I received SMS but this did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only available for the first 200 customers nationwide. So, I do not know if I can get it or not..? You mean need to provide income info on Ringgit Plus sign-up form..? I think nobody will provide the accurate income info as this question is too sensitive. I think it is typo error..no way compound daily interest... Promo sold out guys. Looks like Offer was too popular!!! Should look out for more promos from them. It seems like they really do give you more for your money weh ^^ This post has been edited by Mansamune: Nov 19 2014, 10:14 PM |
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Nov 19 2014, 10:44 PM
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Senior Member
860 posts Joined: Jan 2003 From: Petaling Jaya |
QUOTE(okuribito @ Nov 19 2014, 06:10 PM) ur welcome leo. frankly, it smells too much of "hyper" marketing. hope u all get the medklinn, i could use one too I just got mine today also! Regarding BR, my better half called me to say they sent a parking sticker & some membership card this morning - see the services they promise in the spoiler » Click to show Spoiler - click again to hide... « no idea where their Service Center is but i hope they have one in the new HQ in b'fields. will solve my parking problems when i go eat my banana leaf & thosai there funny thing is due to the recent spate of promos, I definitely dun meet the criteria for this but what the heck - i hope they'll restore their premium over the commercial banks when my bullets mature next I googled but cannot find any info about it. But if they really come to my door step to pickup cheque or deliver FD cert, it will be a great convenience! |
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Nov 19 2014, 11:05 PM
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Senior Member
2,113 posts Joined: Jul 2013 |
QUOTE(Mansamune @ Nov 19 2014, 10:13 PM) https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html Thanks to us.. RinggitPlus-OCBC promo sold out! HehePromo sold out guys. Looks like Offer was too popular!!! Should look out for more promos from them. It seems like they really do give you more for your money weh ^^ |
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Nov 19 2014, 11:14 PM
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Senior Member
1,021 posts Joined: Mar 2010 |
QUOTE(gchowyh @ Nov 19 2014, 10:44 PM) I just got mine today also! hehe can save on petrol & parking I googled but cannot find any info about it. But if they really come to my door step to pickup cheque or deliver FD cert, it will be a great convenience! |
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Nov 19 2014, 11:16 PM
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Senior Member
1,624 posts Joined: Apr 2011 |
QUOTE(Mansamune @ Nov 19 2014, 10:13 PM) https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html Just received the sms today after 4pm. Thought of going tomorrow to make placement. Whatsapp to RM but did not get any reply. Will try my luck tomorrow if cant get it will go for RHBPromo sold out guys. Looks like Offer was too popular!!! Should look out for more promos from them. It seems like they really do give you more for your money weh ^^ |
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Nov 19 2014, 11:50 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(Lurker @ Nov 19 2014, 08:19 PM) leng lui indeed.. always a pleasure to visit the bank Ha ha.. This is true...btw, i was not told there is a form needed for the gold coin contest but i did send a sms to register, maybe its the same thing OCBC has many young Leng Lui and young Leng Chai staffs.. Yes, after showing the SMS, then need to sign a form for the gold coin contest in OCBC. QUOTE(aeiou228 @ Nov 19 2014, 08:45 PM) I'm ok with income disclosure because it is not an important personal info. I can also simply put any figure. I think Ringgit Plus needs the personal info to match with OCBC to make sure you did place the FD. The problem is the site asked for full name, IC no, Hp no, full address, bal bla bla... I prefer not to disclose it over the net coz I'm not sure my mobile device is clean from spyware or key logger. Further more ringgit plus is just a blog. But I was not required to provide my address on Ringgit Plus site. QUOTE(cfc @ Nov 19 2014, 10:07 PM) You check out Post #2 on the 1st page and scroll down, then you see an UOBFD promo flyer like this: https://forum.lowyat.net/uploads/attach-95/...-1414584334.jpg 1st Page: https://forum.lowyat.net/topic/3341150 |
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Nov 20 2014, 12:35 AM
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Junior Member
96 posts Joined: Feb 2011 |
QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM) No need to say sorry lah..small matter only.. I asked the leng zai, he confidently said compound daily leh I see..no wonder I was unable to key-in my new IC number. I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui helped me to fill out a form for the gold coin contest. She said even I received SMS but this did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only available for the first 200 customers nationwide. So, I do not know if I can get it or not..? You mean need to provide income info on Ringgit Plus sign-up form..? I think nobody will provide the accurate income info as this question is too sensitive. I think it is typo error..no way compound daily interest... |
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Nov 20 2014, 09:00 AM
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Senior Member
2,113 posts Joined: Jul 2013 |
QUOTE( I this case, how can we calculate the effective rate of daily compounded interest? Haha.. Forgot to take note on the ocbc form sign, whether does it mentioned about compounded daily interest.. |
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Nov 20 2014, 09:21 AM
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All Stars
65,308 posts Joined: Jan 2003 |
QUOTE(Mansamune @ Nov 19 2014, 10:13 PM) https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html i wonder how does RinggitPlus know when to stop the promo Promo sold out guys. Looks like Offer was too popular!!! Should look out for more promos from them. It seems like they really do give you more for your money weh ^^ i presume it's based on total registrations in RP since the unit is given by RP, not OCBC. if this is the case, i might still have a chance to get the unit cuz i registered it on Tuesday (gotten SMS + email); have yet to place the FD in OCBC (planned to visit tomorrow). |
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Nov 20 2014, 09:44 AM
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Senior Member
1,021 posts Joined: Mar 2010 |
QUOTE(cybpsych @ Nov 20 2014, 09:21 AM) i wonder how does RinggitPlus know when to stop the promo good question brother. my guess is they won't even if ocbc tells them 200 oredi. why? RP probably gets some sort of commission per registration & probably bonus for successful sign-ups. And if u were OCBC would you tell them to say "200 reached oredi"?i presume it's based on total registrations in RP since the unit is given by RP, not OCBC. if this is the case, i might still have a chance to get the unit cuz i registered it on Tuesday (gotten SMS + email); have yet to place the FD in OCBC (planned to visit tomorrow). whether u'll get the thing or not, heaven knows. hope u do |
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Nov 20 2014, 10:53 AM
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Senior Member
2,113 posts Joined: Jul 2013 |
QUOTE(okuribito @ Nov 20 2014, 09:44 AM) good question brother. my guess is they won't even if ocbc tells them 200 oredi. why? RP probably gets some sort of commission per registration & probably bonus for successful sign-ups. And if u were OCBC would you tell them to say "200 reached oredi"? Definitely agree with that..Win-Win-Win situation: ocbc wouldn't tell to stop even if met 200 sign-ups (~to gain more FD deposits), RP would continue to receive the registration (~due to some sort of commission or bonus with our details) and FD depositors continue to deposit (~get to try luck for the xtra free gifts); else the 12mths FD 4.1%pa still a not so bad deal though.. whether u'll get the thing or not, heaven knows. hope u do |
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Nov 20 2014, 11:40 AM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
Just wondering..
Does the bank officer get some sort of commission for FD processed by them? Lets say "ABC bank officer" able to get RM 10 million worth of FD processed by him.. Bank will reward him anot? |
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