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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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Lurker
post Nov 19 2014, 05:08 PM

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SUSSarah Jessica
post Nov 19 2014, 05:25 PM

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BNM likely to keep OPR at 3.25% till 1H 2015, says Aberdeen
leo_kiatez
post Nov 19 2014, 05:31 PM

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QUOTE(okuribito @ Nov 19 2014, 03:59 PM)
On the run now.  See my prev post

Edit. . leo,  on ringgitplus promo regn page
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QUOTE(Lurker @ Nov 19 2014, 05:08 PM)
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Thanks for the info...Info posted on the ringgitplus website. However, this is not convincing enough as it's not stated B&W on the ocbc website.. smile.gif
okuribito
post Nov 19 2014, 06:10 PM

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ur welcome leo. frankly, it smells too much of "hyper" marketing. hope u all get the medklinn, i could use one too smile.gif

Regarding BR, my better half called me to say they sent a parking sticker & some membership card this morning - see the services they promise in the spoiler

» Click to show Spoiler - click again to hide... «


no idea where their Service Center is but i hope they have one in the new HQ in b'fields. will solve my parking problems when i go eat my banana leaf & thosai there tongue.gif Anyone knows when they'll move over?

funny thing is due to the recent spate of promos, I definitely dun meet the criteria for this but what the heck - i hope they'll restore their premium over the commercial banks when my bullets mature next brows.gif
BoomChaCha
post Nov 19 2014, 06:18 PM

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QUOTE(MGM @ Nov 19 2014, 12:27 AM)
Sorry just read your question. I received the SMS a few minutes after completed Ringgitplus signup form. At first it didn't recognise my new ic with the '-' in between so I entered without '-' and was accepted. You need the SMS to show it to OCBC for the deal.
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No need to say sorry lah..small matter only..

I see..no wonder I was unable to key-in my new IC number.

I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui
helped me to fill out a form for the gold coin contest. She said even I received SMS but this
did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only
available for the first 200 customers nationwide. So, I do not know if I can get it or not..? sad.gif

QUOTE(aeiou228 @ Nov 18 2014, 11:17 PM)
I clicked the ringgit plus link and was prompted to key in very personal details over the net, I terus cabut. sweat.gif
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You mean need to provide income info on Ringgit Plus sign-up form..?
I think nobody will provide the accurate income info as this question is too sensitive.

QUOTE(Lurker @ Nov 19 2014, 05:08 PM)
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I think it is typo error..no way compound daily interest... hmm.gif
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post Nov 19 2014, 08:19 PM

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QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM)
No need to say sorry lah..small matter only..

I see..no wonder I was unable to key-in my new IC number.

I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui
helped me to fill out a form for the gold coin contest.
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leng lui indeed.. always a pleasure to visit the bank tongue.gif

btw, i was not told there is a form needed for the gold coin contest
but i did send a sms to register, maybe its the same thing
aeiou228
post Nov 19 2014, 08:45 PM

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QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM)
You mean need to provide income info on Ringgit Plus sign-up form..?
I think nobody will provide the accurate income info as this question is too sensitive.
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I'm ok with income disclosure because it is not an important personal info. I can also simply put any figure.
The problem is the site asked for full name, IC no, Hp no, full address, bal bla bla...
I prefer not to disclose it over the net coz I'm not sure my mobile device is clean from spyware or key logger. Further more ringgit plus is just a blog.
cfc
post Nov 19 2014, 10:07 PM

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QUOTE(bearbear @ Nov 18 2014, 03:02 PM)
(6) UOB Pure FD for 3 Months - 3.80% p.a.
is this promo by the UOB bank
i cannot find any page in UOB related to this promo
Mansamune
post Nov 19 2014, 10:13 PM

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QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM)
No need to say sorry lah..small matter only..

I see..no wonder I was unable to key-in my new IC number.

I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui
helped me to fill out a form for the gold coin contest. She said even I received SMS but this
did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only
available for the first 200 customers nationwide. So, I do not know if I can get it or not..?  sad.gif
You mean need to provide income info on Ringgit Plus sign-up form..?
I think nobody will provide the accurate income info as this question is too sensitive.
I think it is typo error..no way compound daily interest... hmm.gif
*
https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html

Promo sold out guys. Looks like Offer was too popular!!!

Should look out for more promos from them. It seems like they really do give you more for your money weh ^^

This post has been edited by Mansamune: Nov 19 2014, 10:14 PM
gchowyh
post Nov 19 2014, 10:44 PM

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QUOTE(okuribito @ Nov 19 2014, 06:10 PM)
ur welcome leo.  frankly, it smells too much of "hyper" marketing. hope u all get the medklinn, i could use one too smile.gif

Regarding BR, my better half called me to say they sent a parking sticker & some membership card this morning - see the services they promise in the spoiler

» Click to show Spoiler - click again to hide... «


no idea where their Service Center is but i hope they have one in the new HQ in b'fields. will solve my parking problems when i go eat my banana leaf & thosai there  tongue.gif Anyone knows when they'll move over?

funny thing is due to the recent spate of promos, I definitely dun meet the criteria for this but what the heck - i hope they'll restore their premium over the commercial banks when my bullets mature next  brows.gif
*
I just got mine today also! thumbup.gif I think I am 1004th member tongue.gif
I googled but cannot find any info about it. But if they really come to my door step to pickup cheque or deliver FD cert, it will be a great convenience!
leo_kiatez
post Nov 19 2014, 11:05 PM

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QUOTE(Mansamune @ Nov 19 2014, 10:13 PM)
https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html

Promo sold out guys. Looks like Offer was too popular!!!

Should look out for more promos from them. It seems like they really do give you more for your money weh ^^
*
Thanks to us.. RinggitPlus-OCBC promo sold out! Hehe
okuribito
post Nov 19 2014, 11:14 PM

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QUOTE(gchowyh @ Nov 19 2014, 10:44 PM)
I just got mine today also!  thumbup.gif I think I am 1004th member tongue.gif
I googled but cannot find any info about it. But if they really come to my door step to pickup cheque or deliver FD cert, it will be a great convenience!
*

hehe can save on petrol & parking rclxms.gif rclxms.gif though they are really way behind times - beriteks? doh.gif astro lah with ch815 tongue.gif myself 8series & technically not qualified tongue.gif Now wait for the single or double digit members to report notworthy.gif notworthy.gif
gsc
post Nov 19 2014, 11:16 PM

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QUOTE(Mansamune @ Nov 19 2014, 10:13 PM)
https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html

Promo sold out guys. Looks like Offer was too popular!!!

Should look out for more promos from them. It seems like they really do give you more for your money weh ^^
*
Just received the sms today after 4pm. Thought of going tomorrow to make placement. Whatsapp to RM but did not get any reply. Will try my luck tomorrow if cant get it will go for RHB
BoomChaCha
post Nov 19 2014, 11:50 PM

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QUOTE(Lurker @ Nov 19 2014, 08:19 PM)
leng lui indeed.. always a pleasure to visit the bank tongue.gif

btw, i was not told there is a form needed for the gold coin contest
but i did send a sms to register, maybe its the same thing
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Ha ha.. This is true...
OCBC has many young Leng Lui and young Leng Chai staffs..

Yes, after showing the SMS, then need to sign a form for the gold coin contest
in OCBC.

QUOTE(aeiou228 @ Nov 19 2014, 08:45 PM)
I'm ok with income disclosure because it is not an important personal info. I can also simply put any figure.
The problem is the site asked for full name, IC no, Hp no, full address, bal bla bla...
I prefer not to disclose it over the net coz I'm not sure my mobile device is clean from spyware or key logger. Further more ringgit plus is just a blog.
*
I think Ringgit Plus needs the personal info to match with OCBC to make sure you did place the FD.
But I was not required to provide my address on Ringgit Plus site.

QUOTE(cfc @ Nov 19 2014, 10:07 PM)
is this promo by the UOB bank
i cannot find any page in UOB related to this promo
*
You check out Post #2 on the 1st page and scroll down, then you see an UOB
FD promo flyer like this:
https://forum.lowyat.net/uploads/attach-95/...-1414584334.jpg

1st Page:
https://forum.lowyat.net/topic/3341150
:XO
post Nov 20 2014, 12:35 AM

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QUOTE(BoomChaCha @ Nov 19 2014, 06:18 PM)
No need to say sorry lah..small matter only..

I see..no wonder I was unable to key-in my new IC number.

I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui
helped me to fill out a form for the gold coin contest. She said even I received SMS but this
did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only
available for the first 200 customers nationwide. So, I do not know if I can get it or not..?  sad.gif
You mean need to provide income info on Ringgit Plus sign-up form..?
I think nobody will provide the accurate income info as this question is too sensitive.
I think it is typo error..no way compound daily interest... hmm.gif
*
I asked the leng zai, he confidently said compound daily leh hmm.gif

leo_kiatez
post Nov 20 2014, 09:00 AM

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doh.gifO+Nov 20 2014, 12:35 AM-->
QUOTE(doh.gifO @ Nov 20 2014, 12:35 AM)
I asked the leng zai, he confidently said compound daily leh  hmm.gif
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I this case, how can we calculate the effective rate of daily compounded interest? Haha.. Forgot to take note on the ocbc form sign, whether does it mentioned about compounded daily interest.. biggrin.gif
cybpsych
post Nov 20 2014, 09:21 AM

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QUOTE(Mansamune @ Nov 19 2014, 10:13 PM)
https://ringgitplus.com/en/fixed-deposit/OC...uper-Deals.html

Promo sold out guys. Looks like Offer was too popular!!!

Should look out for more promos from them. It seems like they really do give you more for your money weh ^^
*
i wonder how does RinggitPlus know when to stop the promo hmm.gif

i presume it's based on total registrations in RP since the unit is given by RP, not OCBC. blink.gif

if this is the case, i might still have a chance to get the unit cuz i registered it on Tuesday (gotten SMS + email); have yet to place the FD in OCBC (planned to visit tomorrow).
okuribito
post Nov 20 2014, 09:44 AM

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QUOTE(cybpsych @ Nov 20 2014, 09:21 AM)
i wonder how does RinggitPlus know when to stop the promo  hmm.gif

i presume it's based on total registrations in RP since the unit is given by RP, not OCBC.  blink.gif

if this is the case, i might still have a chance to get the unit cuz i registered it on Tuesday (gotten SMS + email); have yet to place the FD in OCBC  (planned to visit tomorrow).
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good question brother. my guess is they won't even if ocbc tells them 200 oredi. why? RP probably gets some sort of commission per registration & probably bonus for successful sign-ups. And if u were OCBC would you tell them to say "200 reached oredi"?

whether u'll get the thing or not, heaven knows. hope u do smile.gif
leo_kiatez
post Nov 20 2014, 10:53 AM

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QUOTE(okuribito @ Nov 20 2014, 09:44 AM)
good question brother. my guess is they won't even if ocbc tells them 200 oredi. why? RP probably gets some sort of commission per registration & probably bonus for successful sign-ups. And if u were OCBC would you tell them to say "200 reached oredi"?

whether u'll get the thing or not, heaven knows. hope u do smile.gif
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Definitely agree with that..Win-Win-Win situation: ocbc wouldn't tell to stop even if met 200 sign-ups (~to gain more FD deposits), RP would continue to receive the registration (~due to some sort of commission or bonus with our details) and FD depositors continue to deposit (~get to try luck for the xtra free gifts); else the 12mths FD 4.1%pa still a not so bad deal though.. biggrin.gif
Bonescythe
post Nov 20 2014, 11:40 AM

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Just wondering..

Does the bank officer get some sort of commission for FD processed by them?

Lets say "ABC bank officer" able to get RM 10 million worth of FD processed by him.. Bank will reward him anot?

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