Just came back from AmBank
Placed 9 mths FD 3.85% under 57th Merdeka Celebration

at scb now for 15m deal, Casa need rm 20. quite crowded due to the promo

Can you ask SCB if any gift?
If it is inconvenience for you to ask then never mind..

About 2 years ago, SCB offered Philips 42" LCD TV for placing some big amount of FD

taiko i ikan bilis only how to ask for gift lol

Ha ha, must be really BIG BIG amount !

Managed to dig out 20k and placed at SCB, 15 months promo. Really crowded and took 1.25 hours but it is ok coz the staff is so

They really psuh hard their Just One account but I managed to open the basic SA, RM20 min deposit.

Forgot to ask about free gift at all but what i like is, they give your slip in a nice plastic slip.

If the OPR remains the same, i hope SCB extend this promo.

queue for like 30 mins, then the whole process (i am new to bank) takes another 30 mins. not fast but better than ocbc and yes alot of eye candy as well lol

u worried me a little bit with the just one acc i totally forget to instruct for most basic acc (see what eye candy did?) anyway i checked mine and is just one saving acc, dont think it is complex aite? since they only ask 20 bucks from me to deposit.

btw did u asked how they will pay the interest? i asked and the lady claimed full at end of tenure. the slip state for 〉12 months it will be paid every 6 months?

This post has been edited by bearbear: Sep 15 2014, 06:02 PM

yup, a straight forward account. they even give a passbook

ops..didnt ask about how the interest will be paid..maybe later i email to the staff, i asked for her name card

This post has been edited by Human Nature: Sep 15 2014, 06:04 PM

need to learn trick from sifu liao. she asked for mine and i forget to ask in return

u open "JustOne Personal Savings Account" for only rm20? not 1.5k as stated on their website?

yes no current acc, just saving acc and only deposit 20 bucks.

To get the FREE TV back in last quarter of 2011, must deposit RM1M or was it RM750K. But heck, what is the point of a LCD 42" TV which was outdated, if they offered LED and HD maybe I would have taken it. Instead I opted for 2 Nescafe coffee makers; but never used it once and I don't even know where they are now, haha. But what I really wanted was their Visa Infinite to add to My Credit Cards Collection in 2012

Anyway, that time they offering 5% for 3 months only. After the 3 months (early January 2012), I moved my funds elsewhere (if not mistaken OCBC and got another 5% for 3 months). If SCB offering 5% again, then I will bank with them again.

I will be flying off soon, so all of you please check Admiral BoomChaCha Post#2 for latest Fixed Deposit Promos.

This post has been edited by Gen-X: Sep 15 2014, 09:26 PM

It all depends. I got a Priority Account with SCB... So placing any FD is just a call away and I go there after 5pm to get 2 pc document sign in 5mins... Done...

I did place some BIG amount, but still no freebies... they do have free Biscuits and Milo there in the Priority Lounge in Ipoh Branch.

Since Priority account only needed rm250k, i suspect a lot of customers can afford and open account in SCB instead of UOB, where min of 1m to become Priority account.

If you are new to SCB, then it won't be that fast.

Yah, only RM250K to open SCB PB account, as such many PB customers. At my previous SCB branch, want to withdraw money at the PB counters also got long queue, faster to go general hall where there is hardly any queue.

Anyway, for UOB, it's not RM1M but RM500K AUM to be eligible for Privilege Banking status. But if you want their UOB Privilege Banking Visa Infinite (which is good solely for bragging rights and nothing else since it no longer offer unlimited airport lounge entries plus their overseas conversion rate higher than Maybank's credit card), then you need AUM RM1M. Want to see the "useless" UOB Privilege Banking Visa Infinite with the Exclusive P Logo, click here to My Credit Cards Collection 2014.

This is OT, but I guess I should share with you guys if you have a AmBank, CIMB or RHB credit cards. I was informed since last Friday there have been a surge of fake calls with Caller ID Spoofing telling card holders they have outstanding balances and I was one of them. Click here to my Facebook Page where I warned others.

The minimum requirement was RM 1 M to get the free LCD TV.

The SCB "leng chai" customer service said he got 4 FD depositors under his own
customer base were entitled for the TV..of course excluding me..

Captain, this Philips 42" LCD was selling for RM 16xx in Tesco at that time.
This TV had no problem to sell it for at least RM 1300 as extra bonus via Lowyat market place, Mudah or lelong.com.my.

You should sell your 2 Nescafe coffer makers fast before they get rusty..

Hah.. Admiral..?? I just need to copy and paste only.....
You have a nice trip..Captain.. Ha ha...

This post has been edited by BoomChaCha: Sep 16 2014, 01:32 PM

Bro, I don't know how to sell things, only burn money and buy stuff But, what you said about selling the TV can increase the effective interest rate, hahaha.

My FD List with Interest:

1. BSN: 3.30%
2. Maybank: 3.15 % & 3.35%
3. Ambank: 3.3%

Wasai, Captain, frequent flier fly fly away again !

Have a nice trip !


Out of my league/reach !

Put 1mil in FD better invest other places, can get more return with that kind of amount

Unless have xx M, then may put in one single bank 1M.