ROFL.
So may "sin-kar" here.

Honestly. The world market FLOODED with tons of 1 carat diamonds.

Diamond rings DOES NOT FETCH resell value, unless yourself or your wife are celebrity. Even 60% of the price is something in your dream when you resell. With or without cert , diamond rings hardly fetch 30% of the price you pay. It is difficult to resell. The jewellery shop will sweet talk you about the "diamond forever", but never about resell value. No jewel seller willing to buy back ANY diamond rings, not without hefty discount.

If both of you really into something practical, get a simple platinum ring　～1k and put rest of money into honey moon, or some saving deposit.

If you keep thinking about "resell value", it is going to haunt you for the rest of the marriage, especially if you really need the money. You will be lucky if your regret doesn't destroy your marriage.

Since you are so keen on "rationality" . Let me share this transcript. As researcher in the story, live in USA with millions time bigger market than Malaysia, the diamond he bought INSTANTLY lost 60% of the value when he try to resell.
http://freakonomics.com/2015/04/16/diamond...ull-transcript/

This post has been edited by mooooot: Sep 18 2015, 01:31 AM