how long have U been investing in either?
3 to 5 years?
if yes, i'd cut loss and reinvest the $ into something else

If like...a few months.. 
welcome newbie

Entry cost: -2%
Market down: -3% +/-
agak agak -5%+/-
You're somewhere there.

Newbie - coz only newbies expect mutual funds to go up like average CAGR.
Oldies understand there is no such thing as "average" - it can swing quite wild, which newbies may not have seen yet 
However, in the long run, say 5 years to 10 years - CAGR should be about 7%pa to 8%pa for an "ok-lah" equity fund