I switched from kidsave trust to hwang select balanced hoing for better returns. After investing for half year, seems like 2 kali 5 saje....
My advise is, stay away from Eastspring Small Cap or any other high risk small-mid cap equity funds; reason being, the rollercoaster ride MIGHT scare you away from UT investments.
1st of all, are u already working? Do you have spare cash every month to top up your investments? Or are you just looking to invest the spare cash that you currently have on hand?
If your answer is the latter, I'd advise you to just park in FD. Or, you may start with RHB-OSK Cash Management Fund 2. It's return is on par with FD, and it's flexible - you may withdraw anytime. And best of all, it is a unit trust, albeit a money market fund, so that you can get a taste of what is unit trust.
If you insist on investing, look at the more stable, seasoned funds like:
- Kenanga Growth
- Affin Hwang Select Opportunty
- Eastspring Investments Equity Income
- CIMB-Principal Equity Growth & Income
But to me, if you have limited funds, better to pick a good balanced fund like:
- Affin Hwang Select Balanced
- AmConservative