guys (and girls), i just want to ask how wise it is to blindly follow FSM's portfolio recommendations?

imma complete newbie wanting to get into mutual funds, been researching around and reading a bit. FSM's portfolio seems extremely convenient and makes sense *for the most part* but are these truly the funds for each segment (global equity, bond, dividend etc) or are these the best from funds that FSM are dealing with? coming from a completely unrelated non-finance background, all i want to do is to park some money into some funds and watch the principal grow into 'something' 3-5 years down the road ^^

Thanks for the replies yklooi and ZH888

Yklooi as I said previously I have zero experience... I'm non bumi in my mid-20s and looking for an aggressive-biased portfolio. Will look into the data sheet link later tonight

ZH888 my original question is on whether the FSM portfolios are really well balanced or are they pushing for certain funds (the funds that they have) only. Eg maybe there are other funds better for global equity but FSM don't have dealings with that fund house so no recommendation by FSM into the portfolio... Just curious

The not-so-new CIS lady has a pretty cousin