Sifus here,

Is this the good time to have a unit trust as the first investment option for a student but having a capital of 1K will it be good enough?

Newbie here but trying to learn as much as I can from here. Any comments will be appreciated.

Thank you.

Thanks everyone for your reply

Investment basically is a new field of study for me. I do have few hundreds leftover for myself from the PTPTN loan after one semester (which is 6 months) I think it's a waste to have it sitting there doing nothing in my saving account and then I come across with investment in my mind. I read through those fundamentals in investment and UT seems to be fine for me while stock market requires me to have a lot of preparation and knowledge on that. Hope investing in UT provides me some experience and knowledge to later on stock market.

Sifus here,

Is it best to start with just one fund for like few years before having different funds in our portfolio or we can actually investing in maybe two or more funds if the commitment allowed. I would like to seek some advise for my first fund selection, should I go for a existing old fund or a new fund? Well, the fund that I have in mind are KGF, Eastspring Small Cap Fund and the new fund which is Eastspring AP ex Japan Target Return Fund. I know that these 3 funds are different as in they invest in different sectors and regions but I'm still in dilemma which to be the first.

KGF and Eastspring Small Cap seems promising for the long run. And Eastspring Target Return basically it's new but now it's in the IOP period until the end of this month. So anyone cann shed some light upon me on this matter.

Thank you