Hi all,

I just purchased a balanced fund on FSM. To save up for kids education. Hope it helps. And a little on the aggressive portfolio (TA technology, indian equity n Eastspring MY Focus Fund) Usually these kind of funds needs approx how long to make returns? 3 years minimum?
Another question is that I have also invested in public mutual through an agent. Just a few months later then I found out about FSM. Pub Mut agent is currently doing everything for me including choosing which fund houses to invest in so I don't have much of an insight on how it's doing. Do I deal that directly with my agent to cancel it and then transfer it on my own to FSM? I'm not very good at negotiations and I think the agent will persuade me not to sell it off. Or would it be ok to just leave the fund there for a while?

Thanks!
Rina