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 Fundsupermart.com v7, DIY unit trust investing

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SUSPink Spider
post Sep 15 2014, 11:37 AM

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QUOTE(rupart @ Sep 15 2014, 11:35 AM)
Sorry...off topic...
about SIP/RSP....

how u tailos doing....say i have 10k...looking for 10 years investment...
invest RM100 monthly/yearly 1.2k/10 years become 10k...roughly la...but u losing to inflation till u use up all funds

or...some say, average out for 3 years only ...that is 300 every mth...within 3 years, 10k used up....

i believe lump sump not good idea...maybe only for bonds perhaps?

advanced thank you
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I personally would spread over 1-2 years

u not working? If u got extra cash every month, CAN lump sum the 10K in maybe 3 months, then every month top up
SUSPink Spider
post Sep 16 2014, 03:32 PM

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QUOTE(JinXXX @ Sep 16 2014, 10:39 AM)
just curious.. how many of you guys here have a holding onto bond based funds ? cause i'm targetting to rebalance my funds to have a higher hold on bonds as i'm super in equity
currently looking at

RHB-OSK EMERGING MARKETS BOND FUND, which is a feeder fund to fsm sg's UBGEMS

possible for fsm malaysia account to buy directly into fsm singapore's fund ?
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Cannot, cos different entity. U have to open account with FSM S'pore.
SUSPink Spider
post Sep 17 2014, 01:23 PM

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Australia equities weak...top up CIMB Asia Pac Dynamite Income!

Also top up a bit Hwang Asia Quantum Ponzi biggrin.gif
SUSPink Spider
post Sep 17 2014, 01:27 PM

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QUOTE(wodenus @ Sep 17 2014, 01:25 PM)
KLCI confirmed long-term downtrend smile.gif
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If got long-term investment horizon i.e. not trading, if u holding quality company stocks, I'd suggest to stay put, do nothing and just reap the dividend yield. Unless u very good trader can time your sales and purchases like King of Gambler biggrin.gif
SUSPink Spider
post Sep 17 2014, 01:35 PM

Formerly known as Prince_Hamsap
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QUOTE(wodenus @ Sep 17 2014, 01:33 PM)
Actually no downtrend yet, just not uptrend any more smile.gif let's see how it goes smile.gif
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To put it simply, the days of easy/fast money is over. smile.gif
SUSPink Spider
post Sep 17 2014, 01:42 PM

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QUOTE(wodenus @ Sep 17 2014, 01:40 PM)
Yea now we will see who the good fund managers are smile.gif
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in b4, xuzen will come in and scream "Lee Sook Yee!" biggrin.gif

This post has been edited by Pink Spider: Sep 17 2014, 01:42 PM
SUSPink Spider
post Sep 17 2014, 03:03 PM

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QUOTE(wankongyew @ Sep 17 2014, 03:01 PM)
Does anyone know if there is any easy way to compare the performance of lots of different funds on FSM compared against their respective benchmarks, as opposed to absolute returns, annualized returns etc.?
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chart centre?
SUSPink Spider
post Sep 18 2014, 11:38 AM

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QUOTE(adele123 @ Sep 18 2014, 09:36 AM)
Just wondering, when i want to select the bank for payment, i have the not-a-problem problem below.

eventually when i login to my bank account it's https la, so secure, didn't worry so much.  I can continue, which i did in the past, i was just wondering is it me or it's normal?

» Click to show Spoiler - click again to hide... «

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What browser u using? I don't see that with IE nor Firefox
SUSPink Spider
post Sep 18 2014, 11:39 AM

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QUOTE(woonsc @ Sep 17 2014, 11:21 PM)
KLCI going dowwntrend..
Time to Top Up.. LOL
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Tis the season for stock-picking...

...past 2 days my personal stocks portfolio went up, and they're not speculative stocks biggrin.gif

This post has been edited by Pink Spider: Sep 18 2014, 11:39 AM
SUSPink Spider
post Sep 18 2014, 03:47 PM

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...but my portfolio going up tongue.gif

Maybank...Scientex...UOAREIT...IGBREIT flex.gif
SUSPink Spider
post Sep 19 2014, 11:28 AM

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The cursed fund flies! doh.gif

Fund Name 1-month %
1. RHB-OSK Global Equity Yield Fund 5.58

SUSPink Spider
post Sep 19 2014, 01:04 PM

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QUOTE(joequah1 @ Sep 19 2014, 12:42 PM)
Kind of new in FSM, just wondering is it possible to check all the holdings of a particular fund?
I ha tried to semi/annual financial report, product sheet, fact sheet, none of it actually show the full holdings.
Wanna know what is happening in the fund.

thanks
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Can see full holdings only in annual/semi-annual reports. Fact sheet only shows Top 10 holdings.
SUSPink Spider
post Sep 19 2014, 01:48 PM

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QUOTE(zDarkForceSz @ Sep 19 2014, 01:45 PM)
This fund sudden surge, sudden drop. Within this year, the drop is wow. The portfolio going up and down like a roller coaster.
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QUOTE(yck1987 @ Sep 19 2014, 01:46 PM)
i still got keep GEY  biggrin.gif

Your Cimb GT also not bad ma 3%++
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Only winner for 1 month... tongue.gif

Nama pun dah "GT"...of cos not bad biggrin.gif

cos GEYF is very overweight US...40%++ yo

This post has been edited by Pink Spider: Sep 19 2014, 01:49 PM
SUSPink Spider
post Sep 19 2014, 10:29 PM

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QUOTE(howszat @ Sep 19 2014, 10:20 PM)
Since you are confused about units and distributions, your tips are not a good idea.
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LOL :lol:
SUSPink Spider
post Sep 21 2014, 04:37 PM

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I also started using computers with MS-DOS laugh.gif
SUSPink Spider
post Sep 22 2014, 11:02 AM

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QUOTE(joequah1 @ Sep 22 2014, 10:59 AM)
what do you guys think about AMASIA PACIFIC EQUITY INCOME  ?
Its has been giving out nice dividend, and performance seems to be not bad.
Wanna get feedback from you guys.
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In unit trust investing, NEVER bother about dividends. Go read Post #1 thoroughly.
SUSPink Spider
post Sep 22 2014, 11:18 AM

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QUOTE(joequah1 @ Sep 22 2014, 11:11 AM)
Already read. Thanks
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Dividends are irrelevant. UT investors are concerned with TOTAL GROWTH.

I suggest u to compare this fund to

CIMB-Principal Asia Pac Dynamic Income
Kenanga Asia Pac Total Return
Pheim Asia ex Japan
Hwang Select Asia ex Japan Opportunity
Eastspring Investments Asia Pac Equity

See which one u like better?

See their investment mandate, past returns, benchmark, performance vs benchmark, performance vs peers, volatility and so on

I personally like the CIMB fund

This post has been edited by Pink Spider: Sep 22 2014, 11:19 AM
SUSPink Spider
post Sep 22 2014, 11:27 AM

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QUOTE(joequah1 @ Sep 22 2014, 11:23 AM)
Thanks for your advice. I will compare them.
Actually I was comparing to AMB Dividend trust which I'm holding, and its performing better.
I will compare to those which you suggested.

Thanks again.  biggrin.gif
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They're different creatures

AMB Dividen Trust is 70% Malaysia + 30% Asia ex Japan

The other funds I suggested and the one u looked at is UNRESTRICTED Asia fund

If u dun wan a rollercoaster ride...invest in a portfolio of at least 4-5 funds. Then u can practically leave ur investments in autopilot, treat it as supplement to EPF savings. smile.gif
SUSPink Spider
post Sep 22 2014, 11:39 AM

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QUOTE(joequah1 @ Sep 22 2014, 11:34 AM)
Recently bought AMB Income Trust, so was looking for an Equity fund now.
CIMB seems to be good. Will look further into it.

Is it a good idea to buy Kenanga Growth in RSP?
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Kenanga Growth, AMB Dividen Trust, Hwang Select Opportunity, Eastspring Equity Income, they're more or less similar creatures.

Don't buy 2-3 funds that has similar investment mandate just because they are strong performers:
- past performance will not necessarily repeat in future
- what goes up (too much/fast) will most likely fall
- don't put all eggs in one basket. in this case, if Malaysian equities kaboom, so will your portfolio

Learn how to build a portfolio

If u believe in what xuzen preaches, u MAY invest a large chunk (perhaps 33-50%?) in a Malaysian equity fund, then the rest spread over a Asian equity fund, a global equity fund, a small/mid cap Asia fund...

FSM favours a more diversified approach, no one fund will have more than 20% allocation.

See your preference...I'm more biased toward FSM approach because I also have also invested on my own in Malaysian stocks, so for my UT portfolio, it's diversified like FSM's

This post has been edited by Pink Spider: Sep 22 2014, 11:41 AM
SUSPink Spider
post Sep 22 2014, 01:48 PM

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QUOTE(zDarkForceSz @ Sep 22 2014, 01:46 PM)
Hwang's fund now add "Affin" in front.
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so long name sweat.gif doh.gif

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