Already read. Thanks

Dividends are irrelevant. UT investors are concerned with TOTAL GROWTH.

I suggest u to compare this fund to

CIMB-Principal Asia Pac Dynamic Income
Kenanga Asia Pac Total Return
Pheim Asia ex Japan
Hwang Select Asia ex Japan Opportunity
Eastspring Investments Asia Pac Equity

See which one u like better?

See their investment mandate, past returns, benchmark, performance vs benchmark, performance vs peers, volatility and so on

I personally like the CIMB fund

This post has been edited by Pink Spider: Sep 22 2014, 11:19 AM

Thanks for your advice. I will compare them.
Actually I was comparing to AMB Dividend trust which I'm holding, and its performing better.
I will compare to those which you suggested.

Thanks again.

They're different creatures

AMB Dividen Trust is 70% Malaysia + 30% Asia ex Japan

The other funds I suggested and the one u looked at is UNRESTRICTED Asia fund

If u dun wan a rollercoaster ride...invest in a portfolio of at least 4-5 funds. Then u can practically leave ur investments in autopilot, treat it as supplement to EPF savings.

Recently bought AMB Income Trust, so was looking for an Equity fund now.
CIMB seems to be good. Will look further into it.

Is it a good idea to buy Kenanga Growth in RSP?

Kenanga Growth, AMB Dividen Trust, Hwang Select Opportunity, Eastspring Equity Income, they're more or less similar creatures.

Don't buy 2-3 funds that has similar investment mandate just because they are strong performers:
- past performance will not necessarily repeat in future
- what goes up (too much/fast) will most likely fall
- don't put all eggs in one basket. in this case, if Malaysian equities kaboom, so will your portfolio

Learn how to build a portfolio

If u believe in what xuzen preaches, u MAY invest a large chunk (perhaps 33-50%?) in a Malaysian equity fund, then the rest spread over a Asian equity fund, a global equity fund, a small/mid cap Asia fund...

FSM favours a more diversified approach, no one fund will have more than 20% allocation.

See your preference...I'm more biased toward FSM approach because I also have also invested on my own in Malaysian stocks, so for my UT portfolio, it's diversified like FSM's

This post has been edited by Pink Spider: Sep 22 2014, 11:41 AM

Hwang's fund now add "Affin" in front.

so long name

Yea... super long.
Wow today bolehland fund flying. ESCF 0.8%

This post has been edited by zDarkForceSz: Sep 22 2014, 02:54 PM

Any PRS CIMB fund to recommend?

I didn't study any PRS fund

maybe of interest to some....

Top 10 Best Performing Unit Trust Funds As of 12th September 2014
http://invest-made-easy.blogspot.com/2014/...rust-funds.html

Private Retirement Scheme (PRS) Fund Performance As of 27 Aug 2014
http://invest-made-easy.blogspot.com/2014/...e-prs-fund.html

This post has been edited by yklooi: Sep 22 2014, 02:30 PM

I believe in diversified portfolio. Moving towards that direction, that's why looking at Asia Pacific that @xuzen recommend in previous post.

When you are saying Kenanga Growth, AMB Dividend Trust are similar, so means I should focus on either one rather than in both right?

Yes. U don't need more than one Malaysian equity fund that focuses mainly on larger caps.

But if let's say u select Kenanga Growth/AMB Dividen Trust + Hwang Select Asia Quantum/Eastspring Small Cap, then it's okay, cos Quantum and Eastspring Small Cap is investing in small/mid caps.

I did used these during my uni days.

Good info

All Sifu,

First of all, pardon me for my knowledge on UT investment, as I'm just started to do some research now,
As I search/compare the UT using iMoney , It showed such a great profit (refer to attachment below)
Can anyone tell me how is that work ? I invest 20k and got almost 30k back after 1year ? Thats look too good to be real.
I understand the risk is very high, that I might lose money as well.

But I just dun understand how it actually come out with this figure.

This post has been edited by jkl1980: Sep 22 2014, 05:27 PM


Attached thumbnail(s)

First, go Google or ask Wikipedia, "what is unit trust?"

UT is an investment, NOT a deposit. Investment can go + or -, there is no certainty that past performance can be replicated in the future.

What is UT? To put it simply, the UT manager takes your money and invest in stocks of listed companies.

Please do not assume that UT=guaranteed profit, u don't go jumping around and scream "scam!" if a fund that used to deliver +20%++ returns kaboom and plunge -30% after u buy in

And this iMoney calculation will mislead newbie investors

Ok, as for the calculation...

U invest RM20,000
2% sales charge
So u will only get RM20,000 / 1.02 = RM19,607.84 actually invested, the difference is used to pay the sales charge i.e. commission
Take Kenanga Growth, past 1-yr return is +29.96%
So, RM19,607.84 x 1.2996 = RM25,482.35

This post has been edited by Pink Spider: Sep 22 2014, 05:39 PM

Ya, I understand the basic of the UT , what is it and how does it work.
And I understand oso it could be - / + if I invest my money in.

But is it real that in the past this UT (as shown in my previous attachment) has perform that well ? ~49% in return for one year ?

Yes, it's real.

Past 1 year has been VERY generous to Malaysian equity investors, some small cap/speculative stocks have been flying

This post has been edited by Pink Spider: Sep 22 2014, 05:49 PM