real sifu = author of the book
go buy

see-food (eat food) only converted it to Excel heheh.
Wait - snapshot for sharing later in this post.
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If i share the Excel - i worry most folks wont know how to use unless i write a "mini manual".
i too dang lazy.
Ok ok - XLSX here in ZIP format BUT pls go analyze yrself them formulas ar
Simple concept = YELLOW CELLS are for U to type in your variables
Pls dont expect mini bible manual - go understand them formulas AND make the sheets your own

Provided 2 worksheets as eg

1 for ETF CIMBC25: buy/sell cost about 1%+, expected 8%pa CAGR, expected sell trigger 20%, per period = 4 mths, minimum transaction RM2,850
VS
1 for mutual funds via FSM (hey, we are on FSM thread right): buy cost about 2%, Sell cost 0%, the rest is the same for easier comparison and easier example for me
Lazy...
[attachmentid=4118129]

not gonna repeat myself.  read back past few pages

Understand what is unit split first.

Then flip back few pages back on how the NAV has been adjusted after the unit split exercise as I have asked on this question.

You're seeing a loss of 30% because the NEW units after the split exercise hasn't credited to your account.

Thank you and goodbye!

That's not a good idea.. It's down because of the overall weakness in the Malaysian Market,
Selling it will ensure that you wont get the potential upside when the economy recovers. 

Topped up KGF