Then don't touch the equity funds for now

Use CMF2 to build up your rainy day funds first

Sure Sifu

Currently at 3.4%++, CMF2 is sure good. Better than board rate FD nia

Actually just top up'ed a little more just now..

top up lee sook yee fund...

anyone bought into india fund yet?

Maim kharida hai! Sensex boleh!

Xuzen

This post has been edited by xuzen: Dec 5 2014, 03:44 PM

yes ?
Singapore and Malaysia Offer Better Value than Before.....December 5, 2014
This week, we provide an outline of reasons why we upgraded the star ratings for the Singaporean and Malaysian markets

MALAYSIA

After the recent pullback, valuations have become cheaper for the Malaysian market. The FBMKLCI was trading at 15.6X and 14.2X based on 2015 and 2016 earnings as of 31 October 2014. Compared with our fair PE estimation of 16X, this represents a pretty decent 9.1% annualised expected returns, including dividends, by end-2016. At the recent peak, annualised expected returns for the FBMKLCI were 7.7%.


http://www.fundsupermart.com.hk/hk/main/re...?articleNo=9059

Foreign funds net sellers at RM522m in 4 days on Bursa Malaysia

URL: http://www.thestar.com.my/Business/Busines...ysia/?style=biz

huh? apa ni? LOL

Another record closing for S&P 500 @ 2075:

http://www.bloomberg.com/news/2014-12-05/u...rolls-data.html

Japan lovers:

2015 Outlook For Japanese Equities: Earnings And Abenomics Lead To An Upgrade To 3.0 Stars

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=5312

The parent company of Fundsupermart.com and iFAST Financial platforms launches its Initial Public Offering in conjunction with a proposed listing on the Main Board of the Singapore Exchange Securities Trading Limited.
https://secure.fundsupermart.com/main/artic...c-12pm-41--9943

You know, virtually every fund in FSM that invests internationally underperforms its stated benchmark, sometimes by a very large margin. Feeder funds generally underperform more. It's kind of annoying to me. I think it's mostly due to the fees involved. I chose FSM because, well, it's very convenient. But I wonder if for the sums I have available, it wouldn't make more sense for me to open an account with a large US-based fund company and buy their ETFs instead.

hi guys. very new to this fsm. is it any diferent from public mutual fund? who do i engage to know more about this

FSM is DIY third party retailer.

PM is the mutual fund manager and has its own sales channel.

meaning public mutual i jus let them know what i want n they select the funds and they wil monitor it for me? fsm is more to i monitor and select my own funds? is that what u meant?

Yes. That's why you're paying a hefty SC to PM. 5.5% for equity fund offered by PM.

okay. will looks into fam and balance it w pm soon. thanks for heads up

Err...not really. There are some good foreign funds.

Eastspring Investments Global Emerging Markets outperformed MSCI EM index, or at least managed to track quite closely
CIMB Global Titans outperformed MSCI World index
TA European Equity managed to track European indices too
And CIMB Asia Pacific Dynamic Income (our acclaimed Ponzi 2.0 ) totally thrashed MSCI Asia ex Japan index...

Gems are out there, u just gotta do some homework (and need some luck)

E.g. TA BRIC and Emerging Markets were terrible vs MSCI EM index over 3- and 5-year periods

Okay, u are right on one - US fund
RHB-OSK-GS US Equity couldn't even track S&P 500 index

I think this is agreed by most US equity analysts - managed funds lose to ETFs where it comes to US equity market

This post has been edited by Pink Spider: Dec 6 2014, 06:14 PM

CIMB Global Titans doesn't declare MSCI World Index as its benchmark, though, it uses a complex combination of different benchmarks and fails it.

http://www.fundsupermart.com.my/main/admin...etMYCIMB010.pdf

KAF Global Equity Fund is another fund that fails its benchmark.

http://www.fundsupermart.com.my/main/admin...eetMYALGLEF.pdf

Pheim Asia Ex-Japan Islamic is a weird one. It beats MSCI Asia Ex-Japan but it actually declares a flat annualized 7% as its benchmark and fails that.

http://www.fundsupermart.com.my/main/admin...etMYPHAXJIF.pdf

I didn't buy CIMB Asia Pacific Dynamic Income. Why you guys never tell me when you buy?