May 14 2016, 05:35 PM
QUOTE(satriaguy @ Aug 20 2014, 06:58 AM)
I got my housing loan approved by maybank, the agent told me this is semi flexi type where I could pay excess to reduce interest, from the letter of offer, no clause mentioning the treatment of excess, whether it will reduce interest or sitting in the loan account doing nothing
Only clauses on advance payment redraw facility which will be charged rm25.
Anyone have taken loan from maybank? Can share with me on this, thanks
Maybank uses very vague term to confuse customers instead of full flexi and semi flexi.Only clauses on advance payment redraw facility which will be charged rm25.
Anyone have taken loan from maybank? Can share with me on this, thanks
Term loan is called semi flexi by Maybank. There is another loan package called flexi which is full flexi.
I got cheated by the loan officer last time, she told me all home loan are full flexi but gave me term loan.
Luckily, she got kicked out from Maybank after I complained about her.
Yes, it will reduce interest if you have excess. But everytime you withdraw you are charged rm25 plus GST.
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