Dec 12 2017, 03:03 PM
QUOTE(jalsrix @ May 14 2016, 05:35 PM)
Maybank uses very vague term to confuse customers instead of full flexi and semi flexi.
Term loan is called semi flexi by Maybank. There is another loan package called flexi which is full flexi.
I got cheated by the loan officer last time, she told me all home loan are full flexi but gave me term loan.
Luckily, she got kicked out from Maybank after I complained about her.
Yes, it will reduce interest if you have excess. But everytime you withdraw you are charged rm25 plus GST.
Hi, do you know if the excess payment will be used to offset against the monthly instalment and to withdraw the excess payment, need to go to the branch? Thanks Term loan is called semi flexi by Maybank. There is another loan package called flexi which is full flexi.
I got cheated by the loan officer last time, she told me all home loan are full flexi but gave me term loan.
Luckily, she got kicked out from Maybank after I complained about her.
Yes, it will reduce interest if you have excess. But everytime you withdraw you are charged rm25 plus GST.
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