Maybank semi flexi housing loan, Advance Payment reduce Interest?
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 May 13 2016, 07:29 PM
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#1
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9,913 posts Joined: Jun 2014 
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QUOTE(bearbearwong @ May 13 2016, 04:00 PM) eh i got too from dis bank they say semi flexi... i saw the default terms BR+6.85% upon 3 months consecutive defaults.... Bear, why you bothered about the default interest? You are worried it may happen one day? You shall focus on the rate the financier offer you.standard?...  |
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May 14 2016, 09:51 AM
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#2
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9,913 posts Joined: Jun 2014
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QUOTE(bearbearwong @ May 14 2016, 09:26 AM) agreements and terms must be careful maa... hmm rates are 4.4% Okok, understandable given your profession.4.40% is a good rate. Well done! |
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May 14 2016, 06:23 PM
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#3
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Senior Member
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QUOTE(mthc @ May 14 2016, 05:44 PM) Term loan is a very general term used by all banks for long term loan ie: mortgages where as semi flexi/full flexi/PPP are just the product name. Boss, I would say term loan is a general terminology used and whether semi flexi / full flexi / no flexi is the features of the product.Another example would be OD is a general term but there are product names like muharabah-I etc.. Guess she must have been very unlucky to get kicked out. On the last para - from my observations and experience seems more and more sales personnel from the financial institutions getting less professional and some even worst with bad attitude.  This post has been edited by Jasoncat: May 14 2016, 06:27 PM |
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