look out for maintenance also.
preve is a very costly machine to service.
CVT fluids cost more than MT fluids.
roadtax and insurance also need to take consideration.

good luck bro...

my first new car was myvi 1.3 manual...and i was wayyy over 21.

p/s: base on my experience last time, scouting for used car is easy (thru mudah.my of course !) but closing the deal was very, very difficult. most will require higher dp. some just dont layan u.so end up buying new cars. maybe its just my luck.