semua nak ikut senang kau je...tampar kang...

bila ada orang nak buat...tanak kene charge...

apa lg lu mau?

Money in your hand is your money.
Money reload on their system is their money.
Why don't you plan your future money on something which benefit you rather let them spend without interest?
Can them guarantee will speed up the traffic and wont jams?
Surely cant..
Then why you paid advance with lousy services?
If you wan implement it, I suggest we use first pay later