Renting a room now to be precise. Yes I really do need my car, to commute to work, unfortunately..

I personally think Malaysian need to educate themselves on proper financial planning. And even though I didn't blame my parents for what I'm going through, they are however in my eyes, are poor at financial planning. Our family, excluding me has this overly optimistic kind of mindset. They think that problems somehow, will easily solved (especially on our financial situation). I guess part of them are in denial that we're hitting rock bottom. I, on the other hand more of a realist. Hence thats why, I'm doing all the search for guidance and advices and do it all alone, because I know if I were to just rely on them, things will remain as it is, or worst.

And I think most people who end up being bankrupt, somehow started from a point where they never thought things will be as bad as this. Instead of ignorance, I think most of us simply unaware on how bad things can become from a simple financial issue.