TS, though u wouldnt want to enlist help from your relatives, probably you should reconsider that.

bad or worse, they are the one that can help, to some extent.

regardless of family face or whther they will help or not, just disclose your issues to them.

before doing do, 1st step is to go to JIM. if your brother is available, bring him along to testify as well. if your parents are OK, bring them as well.

dont know JIM's processes, just wondering if it can help you out if your parents willingly to admit their issues.

best wishes.

p/s: get a decent, cheapest car, if possible.