Apr 18 2019, 04:54 PM
QUOTE(takumitan89 @ Mar 9 2019, 04:07 PM)
Hi guys, I'm recently receive approval from RHB for their full flexi home packages, just Wan to make sure 1 thing as below which I saw at my LO :
1.) principal prepayment multiple of 1000
I got ask my Rhb banker, and she clarify that the system will reduce your interest even if you bank in 100/200/300. Anyone can clarify this? As she say if she lie, she could had complain by RHB long time ago.
Curenetly I'm have 2 choice bank loan, 1 is hlb another Rhb.
Hlb offer me 4.45% semi flexi loan
But one thing I don't like is that if I Wan to withdraw my money incase emergency, I need go counter to take and with charges of rm50, plus minimum withdraw I think it's rm5000.
But Rhb offer me 4.55 % and the banker say will help me fight for 4.45% which I don't think will happen.
If anyone can help me clarify for the multiple of rm1000, I will be appreciate. Thanks
it's not that it will only deduct interest if u do principal prepayment in the multiple of 1000.1.) principal prepayment multiple of 1000
I got ask my Rhb banker, and she clarify that the system will reduce your interest even if you bank in 100/200/300. Anyone can clarify this? As she say if she lie, she could had complain by RHB long time ago.
Curenetly I'm have 2 choice bank loan, 1 is hlb another Rhb.
Hlb offer me 4.45% semi flexi loan
But one thing I don't like is that if I Wan to withdraw my money incase emergency, I need go counter to take and with charges of rm50, plus minimum withdraw I think it's rm5000.
But Rhb offer me 4.55 % and the banker say will help me fight for 4.45% which I don't think will happen.
If anyone can help me clarify for the multiple of rm1000, I will be appreciate. Thanks
the multiple of 1000 is the restriction they imposed on their own system when u transfer from your current account to loan account for principal prepayment.
if external source, say u were to transfer from your maybank directly to your loan account, this doesn't hav the multiple of 1000 restriction & it's still deduct the interest.
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