Hello bro,

i engaged with RHB MY1 plan too for total loan amount of 406k
but my effective rate still at 4.35% ..why so high compare to yours ? is it my loan amount is low then reflect to higher interest rate ?

2nd is how to redraw from prepayment amount... i click on fund transfer loan redraw but pop up error (no account available)

TQ sifu for help...

for rhb... Their current and loan does not link each other... For principal reduction, you only can make at every thousand... It is slightly different from other banks. In rhb, it is serve at annual fees at rm 10 bucks if the balance it's less than 1k upon due every year..