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No, we are supposed to use online banking to transfer from loan into current or vice versa (note: for current into loan acc, we can only transfer in multiples of 1k). That's the whole point of choosing Full-flexi, that we can transfer whenever we like. For Semi-flexi, we have to give a written notice to the bank when we want to transfer. If you need to notify the bank in advance, then your loan is semi-flexi.

I don't understand why your banker is telling you to do a Standing Instruction when it should be just a written notice. A standing order/instruction is an arrangement an account holder makes with the Bank to pay a fixed amount at regular intervals to another account (eg. savings to loan).

Recommended reading:
http://www.iproperty.com.my/news/8996/comp...lexi-home-loans
http://loanstreet.com.my/learning-centre/f...ty-loan-options

No, we are supposed to use online banking to transfer from loan into current or vice versa (note: for current into loan acc, we can only transfer in multiples of 1k). That's the whole point of choosing Full-flexi, that we can transfer whenever we like. For Semi-flexi, we have to give a written notice to the bank when we want to transfer. If you need to notify the bank in advance, then your loan is semi-flexi.

I don't understand why your banker is telling you to do a Standing Instruction when it should be just a written notice. A standing order/instruction is an arrangement an account holder makes with the Bank to pay a fixed amount at regular intervals to another account (eg. savings to loan).

Recommended reading:
http://www.iproperty.com.my/news/8996/comp...lexi-home-loans
http://loanstreet.com.my/learning-centre/f...ty-loan-options

Do you mind to share the type of current account that you are having? mine is RHB BCA OPTION 2. and also the name of your loan, mine is RHB MY1 Full Flexi Home Loan.

The reason is, i still cant find the "withdraw" function from rhb online. i just have the option to "pay now"

Mine says ORDINARY C/A and RHB MY1 Full Flexi Home Loan.

Ok a few steps you need to make sure you have done:

Goto Account>Manage Account> check the accounts u wanna manage and submit, make sure the Loan & Current are checked.

The redrawal option is in another menu:

Goto Funds Transfer>Own Account>Loan Redrawal

need opinion which package is better
full flexi CIMB 4.45% or RHB 4.4%?

my loan 688K I take RHB 4.4% full flexi   

my loan 537K I take CIMB 4.45% full flexi   

hi, anyone using rhb full flexi and have done online transfer?
if i have extra cash to dump in to save interest, which option should i choose when i transfer?
1. advance payment or
2. principle prepayment?

tried to call the customer service, no body pick up..zz

my loan 688K I take RHB 4.4% full flexi   

my loan 537K I take CIMB 4.45% full flexi   

Full flexi works in a way you put your extra money into your current account. Interest will be calculated on daily basis on remaining loan sum. Deduction will still be the same every early of the month, just that your interest will be lower since your remaining loan amount is smaller, with the surplus cash in the current account.

Hence nett principal payment (monthly installment minus interest) will be higher.

Hope this explains

Hi, thank you for explaining. I understand the concept. However, when I would like to dump in the extra money into my loan account, rhb online require me select option before proceed. either choose "advance payment" or "principle prepayment". In order for me to able to save interest and redraw the money from this loan account anytime in the future, I dont know which selction should I choose.

Thank you!

I have done the above, but when i click on the Loan Redrawal option, it says "No available account(112361006)". i think i'll just check with the rhb guys then, thanks for you info 

Hi.. Experienced the same here. Any update info?