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Credit Cards Reload TnG with Credit Cards v2, 6% GST on Reload Fee, NOT Reload Amount

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victorywp
post Nov 11 2014, 05:55 PM

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QUOTE(Belphegor @ Nov 11 2014, 05:47 PM)
Oh, thank you so much! My sister is using HLB Wise, and since that's the top of the chart, can consider that. I am actually planning to apply a credit card to get some of the cashback from petrol or other errands as well other than TnG. But if Im not mistaken HLB Wise only can choose 2 from the 8 options to get cashback. sad.gif
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yes, so make sure your sister's category choice were grocery and/or petrol so that you can use it to reload tng as per follow post #1.
TScybpsych
post Nov 11 2014, 05:58 PM

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QUOTE(Belphegor @ Nov 11 2014, 03:16 PM)
Hi experts, wanna know what kind of benefits we are talking about? Cashback? The best I ever found was no service charge. Can let me know more about the cashback with reloading TnG? Thanks.
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hmmm ok, i've revised the topic title a bit sweat.gif


here's the long answer.

Imagine. Where can you reload your TnG while getting rebate/rewards? None. Zilch. RM100 give you RM100 credit (assuming no service charge).

Now, how about we tell you that you can earn RM10 cashback for each RM100 reload to your TnG? Isnt that interesting?

You see, using credit cards not just give you cashback for petrol and groceries, but also reloading your TnG.

The million dollar baby question is, where the heck to find merchants that allow you to reload TnG using credit cards then? biggrin.gif
Belphegor
post Nov 11 2014, 06:15 PM

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QUOTE(victorywp @ Nov 11 2014, 05:55 PM)
yes, so make sure your sister's category choice were grocery and/or petrol so that you can use it to reload tng as per follow post #1.
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Yeah that's my sister's category of getting cashback, but I think she already maxed out the limit. laugh.gif

QUOTE(cybpsych @ Nov 11 2014, 05:58 PM)
hmmm ok, i've revised the topic title a bit  sweat.gif
here's the long answer.

Imagine. Where can you reload your TnG while getting rebate/rewards? None. Zilch. RM100 give you RM100 credit (assuming no service charge).

Now, how about we tell you that you can earn RM10 cashback for each RM100 reload to your TnG? Isnt that interesting?

You see, using credit cards not just give you cashback for petrol and groceries, but also reloading your TnG.

The million dollar baby question is, where the heck to find merchants that allow you to reload TnG using credit cards then?  biggrin.gif
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Yeah, that just gives me a better picture. laugh.gif Thanks alot! Now the only remaining question is which credit card should I apply to have all the benefits that I am looking for. I already asked on the credit card/debit card/loyalty program cards thread but still no reply yet. sad.gif
kinabalu
post Nov 11 2014, 08:31 PM

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QUOTE(Belphegor @ Nov 11 2014, 06:15 PM)
Yeah, that just gives me a better picture. laugh.gif Thanks alot! Now the only remaining question is which credit card should I apply to have all the benefits that I am looking for. I already asked on the credit card/debit card/loyalty program cards thread but still no reply yet. sad.gif
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The few popular choices are MBB2 amex, HLB WiSE & OCBC TMC. So Choose your poison.
LostAndFound
post Nov 12 2014, 05:54 AM

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QUOTE(kinabalu @ Nov 11 2014, 08:31 PM)
The few popular choices are MBB2 amex, HLB WiSE & OCBC TMC. So Choose your poison.
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OCBC still considered? 5% gone long ago liao, now is identicaly with HLB Essential. Better look at Public Bank (the 6% cashback one with 100k income requirement) or AEON Watami.
Belphegor
post Nov 12 2014, 08:05 AM

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QUOTE(LostAndFound @ Nov 12 2014, 05:54 AM)
OCBC still considered? 5% gone long ago liao, now is identicaly with HLB Essential. Better look at Public Bank (the 6% cashback one with 100k income requirement) or AEON Watami.
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100k annual income?! I'm not that level yet la bro. What about AEON Watami? What's the requirement? I already planning to get MBB 2 Gold AMEX. But I'm still looking for international bank actually. If buy anything from overseas have lower conversion rates than local bank ma.. tongue.gif
victorywp
post Nov 12 2014, 08:30 AM

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QUOTE(LostAndFound @ Nov 12 2014, 05:54 AM)
OCBC still considered? 5% gone long ago liao, now is identicaly with HLB Essential. Better look at Public Bank (the 6% cashback one with 100k income requirement) or AEON Watami.
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not really identical, ocbc can get 1% for petrol but essential can't.

QUOTE(Belphegor @ Nov 12 2014, 08:05 AM)
100k annual income?! I'm not that level yet la bro. What about AEON Watami? What's the requirement? I already planning to get MBB 2 Gold AMEX. But I'm still looking for international bank actually. If buy anything from overseas have lower conversion rates than local bank ma.. tongue.gif
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aeon watami income requirement wise no problem for you. but you need to pay attention to minimum usage of rm3k per quarter to qualify for the 3% cb per quarter.
LostAndFound
post Nov 12 2014, 09:29 AM

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QUOTE(Belphegor @ Nov 12 2014, 08:05 AM)
What about AEON Watami? What's the requirement?
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QUOTE(victorywp @ Nov 12 2014, 08:30 AM)
aeon watami income requirement wise no problem for you. but you need to pay attention to minimum usage of rm3k per quarter to qualify for the 3% cb per quarter.
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Already got thread here on every card, please go and read rather than ask =) self-help is the best help rclxms.gif
kinabalu
post Nov 15 2014, 12:56 PM

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Another best thing about TnG is we can use it at other places like RT cake house and etc. biggrin.gif
sam240
post Nov 15 2014, 11:34 PM

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Just found this topic, really interesting.
But...any from Penang?
LostAndFound
post Nov 15 2014, 11:35 PM

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QUOTE(kinabalu @ Nov 15 2014, 12:56 PM)
Another best thing about TnG is we can use it at other places like RT cake house and etc. biggrin.gif
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I was thinking need a thread to consolidate which places accept TnG for payment and their TnC etc. I only know RT, Watsons, and some shopping mall parking only.
victorywp
post Nov 16 2014, 02:10 AM

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QUOTE(sam240 @ Nov 15 2014, 11:34 PM)
Just found this topic, really interesting.
But...any from Penang?
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of course, many from penang.

QUOTE(LostAndFound @ Nov 15 2014, 11:35 PM)
I was thinking need a thread to consolidate which places accept TnG for payment and their TnC etc. I only know RT, Watsons, and some shopping mall parking only.
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no need bro. you can find the whole list in tng website.
sam240
post Nov 16 2014, 02:58 AM

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QUOTE(victorywp @ Nov 16 2014, 02:10 AM)
of course, many from penang.
no need bro. you can find the whole list in tng website.
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Really? How about reload with credit card?

This post has been edited by sam240: Nov 16 2014, 03:07 AM
TScybpsych
post Nov 16 2014, 05:14 AM

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QUOTE(sam240 @ Nov 16 2014, 02:58 AM)
Really? How about reload with credit card?
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If u read thru post #1, there's one location in Penang.
kinabalu
post Nov 16 2014, 08:52 AM

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user posted image
kinabalu
post Nov 16 2014, 08:54 AM

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***DOUBLE POST***

This post has been edited by kinabalu: Nov 16 2014, 08:55 AM
sam240
post Nov 16 2014, 09:21 AM

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QUOTE(cybpsych @ Nov 16 2014, 05:14 AM)
If u read thru post #1, there's one location in Penang.
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Yeah, I saw that. Got others...?

victorywp
post Nov 16 2014, 09:48 AM

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QUOTE(kinabalu @ Nov 16 2014, 08:52 AM)
user posted image
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when are you going? the a&w located in between your house towards summit?
SUSDavid83
post Nov 16 2014, 09:49 AM

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QUOTE(sam240 @ Nov 16 2014, 09:21 AM)
Yeah, I saw that. Got others...?
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I don't think so.

I'm not sure if MyMydin at Bukit Jambul can do so. Seldom go there.
kinabalu
post Nov 16 2014, 10:08 AM

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QUOTE(victorywp @ Nov 16 2014, 09:48 AM)
when are you going? the a&w located in between your house towards summit?
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lol...... not going to A&W

Food not worth for it. I got conned when lining up at PJ A&W for 1 hour and food is lousy.

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