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Credit Cards Reload TnG with Credit Cards v2, 6% GST on Reload Fee, NOT Reload Amount

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areankim
post Apr 19 2015, 02:06 PM

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mymydin bukit tinggi 1 touch n go reload has been offline for few days.... haiz... maybe they gonna stop providing reload?
victorywp
post Apr 19 2015, 02:37 PM

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successfully reloaded at mydin usj1. no more problem like last week. 53 cents service charge including gst 6%.
Kaka23
post Apr 19 2015, 03:34 PM

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Reload TnG at Subang Airport toll... cannot use AMEX

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1234_4321
post Apr 19 2015, 04:26 PM

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QUOTE(victorywp @ Apr 13 2015, 12:45 PM)
luckily i have reloaded close to rm1.5k right before gst implementation.  brows.gif
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Congrats, Rm0.03 saved for gst tongue.gif
1234_4321
post Apr 19 2015, 05:37 PM

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Just reloaded Rm200 @ Jaya Grosser Intermark with Amex.

Maximuum reload per transaction: Rm200
Reload value into card: Rm 199.47

how to use the 7 sen inside TNG,lol
YellowHornet
post Apr 19 2015, 10:34 PM

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QUOTE(1234_4321 @ Apr 19 2015, 05:37 PM)
Just reloaded Rm200 @ Jaya Grosser Intermark with Amex.

Maximuum reload per transaction: Rm200
Reload value into card: Rm 199.47

how to use the 7 sen inside TNG,lol
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lol why dont the round up the number.
victorywp
post Apr 19 2015, 10:56 PM

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QUOTE(1234_4321 @ Apr 19 2015, 05:37 PM)
Just reloaded Rm200 @ Jaya Grosser Intermark with Amex.

Maximuum reload per transaction: Rm200
Reload value into card: Rm 199.47

how to use the 7 sen inside TNG,lol
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after you reload 10 times you will get 70 cents at the back lor.
victorywp
post Apr 19 2015, 11:04 PM

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QUOTE(YellowHornet @ Apr 19 2015, 10:34 PM)
lol why dont the round up the number.
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round up?

1) 0% of 50 cents = 0 cents ; balance rm199.50
2) 6% of 50 cents = 3 cents ; balance rm199.47
3) 10% of 50 cents = 5 cents ; balance rm199.45

gst must be applied on service charge, so (1) surely not applicable. if you want me to choose (2) or (3), i rather choose (2) la. buat apa want to round up the gst from 6% to 10%.
TScybpsych
post Apr 20 2015, 10:12 AM

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QUOTE(YellowHornet @ Apr 19 2015, 10:34 PM)
lol why dont the round up the number.
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there's no free meal.

RM199.47 is the nett amount of TnG credit that you "paid", after deducting RM0.53 (GST-inclusive).

if rounded to RM199.50, who's going to pay the RM0.03 difference?
TScybpsych
post Apr 20 2015, 10:20 AM

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QUOTE(victorywp @ Apr 19 2015, 11:04 PM)
round up?

1) 0% of 50 cents = 0 cents ; balance rm199.50
2) 6% of 50 cents = 3 cents ; balance rm199.47
3) 10% of 50 cents = 5 cents ; balance rm199.45

gst must be applied on service charge, so (1) surely not applicable. if you want me to choose (2) or (3), i rather choose (2) la. buat apa want to round up the gst from 6% to 10%.
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Option 2 is the correct method biggrin.gif

6% GST amount itself already, by default, rounded to 2 decimals (standard rounding mechanism).

e.g. 6% GST of RM0.50 service charge = RM0.03 (2 decimals, no rounding required).


Paid amount: RM200.00
Reload service charge: RM0.50
6% GST for reload service charge: RM0.03
Nett reload amount: RM199.47 (RM200.00 minus RM0.50 minus RM0.03)

1234_4321
post Apr 20 2015, 10:27 AM

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Actually i rather pay the RM200.53 from my credit card tongue.gif
TScybpsych
post Apr 20 2015, 10:35 AM

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QUOTE(1234_4321 @ Apr 20 2015, 10:27 AM)
Actually i rather pay the RM200.53 from my credit card tongue.gif
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LOL, doesnt matter anyway cuz RM0.50 reload service charge and RM0.03 6% GST are fixed amount tongue.gif

as long as they dont over/under-charge us, that's a fair transaction smile.gif

in fact, Jaya Grocer has been a great place to reload. They even took the effort the create a simple table (and pasted at reload service counter) to inform customers of the actual reload amount & reload service charge + GST amount.
victorywp
post Apr 20 2015, 10:39 AM

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QUOTE(cybpsych @ Apr 20 2015, 10:20 AM)
Option 2 is the correct method  biggrin.gif

6% GST amount itself already, by default, rounded to 2 decimals (standard rounding mechanism).

e.g. 6% GST of RM0.50 service charge = RM0.03 (2 decimals, no rounding required).
Paid amount: RM200.00
Reload service charge: RM0.50
6% GST for reload service charge: RM0.03
Nett reload amount: RM199.47 (RM200.00 minus RM0.50 minus RM0.03)
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(1) is before gst implementation.
(2) is after gst implementation.
(3) is if you want to donate to the merchant for the service charge. lol... (like our ibg is 10% instead of 6% cry.gif )
TScybpsych
post Apr 20 2015, 10:45 AM

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QUOTE(victorywp @ Apr 20 2015, 10:39 AM)
(1) is before gst implementation.
(2) is after gst implementation.
(3) is if you want to donate to the merchant for the service charge. lol... (like our ibg is 10% instead of 6%  cry.gif )
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(3) yalor, as the fee getting smaller, the 6% GST rounding sux. much like AMEX's 5% round-down mechanism.

This post has been edited by cybpsych: Apr 20 2015, 10:46 AM
victorywp
post Apr 20 2015, 11:04 AM

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QUOTE(1234_4321 @ Apr 20 2015, 10:27 AM)
Actually i rather pay the RM200.53 from my credit card tongue.gif
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yeah, as long as it doesn't affect the amount (to be a weird amount) in your tng balance right? biggrin.gif
Alec.Yong
post Apr 20 2015, 02:11 PM

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Almost one week plus, still cannot top up at Sam's Groceria, NU sentra.
sms2u
post Apr 20 2015, 04:17 PM

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QUOTE(mingyew @ Apr 17 2015, 12:06 PM)
Report in: Tesco Expresss Jinjang Utara can use credit card for TNG
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Can share the location for tesco express jinjang?
pisanq
post Apr 20 2015, 04:21 PM

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QUOTE(sms2u @ Apr 20 2015, 04:17 PM)
Can share the location for tesco express jinjang?
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it's already in first post
sms2u
post Apr 20 2015, 05:04 PM

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It is off topic, just to share with those do not want to have fee when reload touch n go.

Current Promotions
KK Mart - No Reload Fee
20 Apr 2015 - 20 May 2015

LostAndFound
post Apr 20 2015, 05:37 PM

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QUOTE(sms2u @ Apr 20 2015, 05:04 PM)
It is off topic, just to share with those do not want to have fee when reload touch n go.

Current Promotions
KK Mart - No Reload Fee
20 Apr 2015 - 20 May 2015
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Doubt they allow CC though..... places which 0 reload fee easy to find if you want to reload with cash.

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