Guys, ringgitplus says easy approval for CIMB card holder, if apply thru them, do still need to submit payslip/ EA form? Income less then 100k..

I inquired about this to Public Bank before. No SMS alert for paywave transactions.

what i know is:
the must have :

1)WIse card - good for many things, grocery, utilities, petrol etc,  you apply for spouse also, monthly can get RM100 x 2.
2) Watami - 3% CB, minimal spend RM3000 per quarter, max CB RM150 per Q.
Others:

1)UOB CB - 1- 5%, got cap got quota, me not planning to use yet, kind of complicated, ?CB not guaranteed.
2)MBB Ikhwan - 5% CB petrol grocery, RM 50 pm, good but only for Fri And Sat, not for me.
Another must have:

1)PBB VS - 6% CB max RM60 pm.  superb can pay bills online, get 6%.
2)MBB VS - 5% CB grocery and petrol max RM88 pm, and free lounge at airport.
Want more 0%BT, get this:
1)MBF Card
2)Citibank card
They regularly offer me 0% BT .

Extra:
AIA insurance- use PBB AIA card - 2%CB, max RM500 pa.
sorry my mistake. edited above

I thougbht RM 3000?