Currently my maybank 2 plat card have a CL of 20k, does it mean I can upgrade to VS without providing my income documents?

My income less than 100k p/a

I'm a maybank loyal customer, been using maybank credit cards for 4-5 years. Lolz

groceries 5% everyday for this card, so all hypermarket, supermarket, department store enjoy the cash rebate?

I'll call the CS later and try to request one, hopefully they give green light without income documents.

Those cards with high amount of annual fee, don't think it's a good choice to pledge FD as you only can enjoy 1 year benefit and it will trouble you when you want to cancel the card after a year because they won't waive the annual fee for you

you need to max every month CB only able to get the extra RM256 for a year.... not easy to get that RM256.

Additional, if you pledge FD you only enjoy the board rate which 3%+ p/a which I know not worth it as there are plenty of FD rate >4% nowdays

This post has been edited by shiroikun: Jul 16 2015, 05:10 PM

called maybank CS just now, was told need to pledge FD 100k to get this VS card, i was like HUH?????????? Then I tell him are you sure? VI only need 30k, then he hold my call and come back with they donno , ask me go to the branch and ask.... =.=""

Anyone tried to pledge FD to get this VS? i'm holding maybank2card with 20k CL, how much FD do I need to pledge to get this card...hmmm?

This post has been edited by shiroikun: Jul 18 2015, 08:45 PM

how to upgrade? go to the branch? i called CS, they don't know anything...

wow, that will be great... so the income section i fill in less than 100k no problem right? will go and try after 1st of august, max this month rebate only convert the card

Yesterday walk-in to OU maybank card centre, trying to get an additional card Visa signature. Wonder will it approve or not? My income stated in the form not more than 100k per year but my current CL is RM20k.

Anyone have the same situation as me?

received call from MBB, my Visa signature approved and ready for collection I applied on Sunday, just 1 - 2 days to get it approved... just in time for me to visit KLIA2 on thursday

so what is the outcome?

I applied my VS August 2015 but card expiry date is on Feb, so they will charge annual fee on Feb 2016 or August 2016?

meaning? the will charge annual fee although the card been use for 6 months?

I just ask the question to Maybank via FB

My question
ok 1 more question, my visa signature card applied last year August but the expiry date of the card is on Feb 20xx , so the annual fee will be charge me on August 2016 or it will be charging me on Feb although I only use it for 6 months??

Maybank replied
For Visa Signature card, the first year it is free, the Annual Fee will only be charged on the second year onwards. Based on your example, the Annual Fee will be charged starting Feb 2017.

no problem at sunway pyramid, i always go tgv sunway pyramid, u just need to show your mbb credit card and pay by cash, u r entitle for 10% off

This post has been edited by shiroikun: Apr 30 2016, 10:20 PM

If I overpaid my visa signature, can I ask the customer service to transfer to excess payment back to my saving account? Let's say the amount is RM20k, will they ask any question or any safe amount without giving them a reason?

How much did you transfer? I only manage to transfer less than RM10k as they want me to write in if more than RM10k, they mentioned will take 8 working days.

How long is the actual processing time? Thinking of after the 8 working days, i make a call to Mbb to transfer the remaining 10k back to saving 1 more time