Yeah. I referring to travel insurance by insurance companies

U cancel and re-apply again since u mention previously need 3month pay slip

which option did you choose?

1. combine statement for principal and supplementary?
2. seperate statement for both?

option one then principal pay can already...

Suppose card no need see income since the card tie to principal

i believe they only allocate limited room for promotion..

both card

someone reported yes..
maybe you could try and see it work that way...

Shown. Usually the last page of the statements. Of course not show for each transactions. It will show TPs accumulated for the month
U need to calculate each transaction yourself.

then better you call CS to clarify on this..
mine always shown on last page..but most all the time more than 1000 TPs

your Amex is Amex Plat from MBB?
you able to waive af from MBB or only CIMB?
as far as I know, it is very hard to waive af with MBB

Not 20k?

depending on your spending pattern..
sometime high CL very useful when the bank have promotion for 0% balance transfer..
then u can balance transfer from other bank cc, then keep the money in short term FD to earn some interest

let take e.g RM1000 installment for 10 months with 0% installment fees..

you require to pay RM100 per month for the next 10 months..
instead of paying full RM1000, you put the RM1000 to 1 month FD 3% p.a., you will earn RM2.5 for 1st month..
then 1st month installment come u pay RM100, you left with RM900 and again u put in 1month FD 3%p.a.
2nd month u earn RM2.25...

the rest of month you calculate yourself..

sorry for the bad explanation. hope you can understand.
perhaps other people can give better explanation

yes

yes, the spending are combined both principal and supplementary..

you need to activate both card separately..

where did you check this?
look like they downgrade the privilege..
maybe due to too many ppl abuse it?

I am wondering 12 times per year per card or 12 times per year for principal + supplementary...
if 12times per card, still ok

imagine u go KLIA2, 1st go into Green Market have a meal, then go to Getaway PPL to have a nice beer..
then after immigration, you go to PPL again to grab some water for your flight...

3 times entries per day for each person holding MBB VS or MBB VI..
it will cost unnecessary RM384 to MBB...
imagine everyone holding the card doing the same..what will it cost to MBB?
does your cc usage cover the cost that MBB paying?

applicable for all...
12times per years not enough for u?

then u should look for alternative card...
or add MBB VI/ MBB Premier..this way you get another 12 times per year..