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Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

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peri peri
post Aug 8 2014, 09:28 AM

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QUOTE(fly126 @ Aug 7 2014, 11:39 PM)
Exactly, RM180k... rolleyes.gif
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Wow, your CL is rm180k, meaning your monthly income is like RM60k? Is it formulate like that? Sorry, i just new in signature card. Need to know more.

Currently all my platinum CL is quite low. But i still manage got approved for Public Bank Visa Signature Card. But card not received yet, wonder how much CL they will offer me.
maskedchan
post Aug 8 2014, 09:33 AM

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QUOTE(peri peri @ Aug 8 2014, 09:25 AM)
Hi Great Card Owner, can i know how much maybank offers the CL for you for this awesome card? Thinking to apply 1 if CL is good. Possible RM100k and above?

Normally CL for signature, world and infinity wont use the formula like monthly income x 2 or x 3 like that, right?
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written in the website...
CL is customize accordingly to your need...

why need high CL anyway?
peri peri
post Aug 8 2014, 09:42 AM

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QUOTE(maskedchan @ Aug 8 2014, 09:33 AM)
written in the website...
CL is customize accordingly to your need...

why need high CL anyway?
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Not sure why need higher, buy i always notice Maybank promoting easy house scheme using their card for zero percent installment. Says Rm40k for downpayment, thats helps a lot. Currently they offers a lot project in cyberjaya like Pangea and Kanvas.

But currently all my platinum cards is like half of it only sweat.gif
pepper_mint2
post Aug 8 2014, 09:47 AM

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if u need a higher limit just for down payment u can just give them a call to increase your cc for one to two weeks....it only takes 3 working days to approve and personally i think that's better as the higher limit u have when your card get lost, that will be a big headache
peri peri
post Aug 8 2014, 09:52 AM

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QUOTE(pepper_mint2 @ Aug 8 2014, 09:47 AM)
if u need a higher limit just for down payment u can just give them a call to increase your cc for one to two weeks....it only takes 3 working days to approve and personally i think that's better as the higher limit u have when your card get lost, that will be a big headache
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but when come to property hunting, one or 2 weeks is a huge big time gap. These gaps can lost me projected return from rm10k to rm30k. Thats why a lot people Q over nite for good deal. Normally launching nowaday come about as "flash announcement", this only applicable to good project investment
peri peri
post Aug 8 2014, 09:54 AM

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Anyone else mind share what is the CL given for this great card? I know one is rm180k CL. any other? Thanks. Just for my reference
Wongchoy
post Aug 8 2014, 10:46 AM

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QUOTE(peri peri @ Aug 8 2014, 09:54 AM)
Anyone else mind share what is the CL given for this great card? I know one is rm180k CL. any other? Thanks. Just for my reference
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I don't have this card. But i know if i apply for it my CL will be 150k brows.gif
fly126
post Aug 8 2014, 10:54 AM

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QUOTE(Alec.Yong @ Aug 7 2014, 07:19 PM)
This is a good question...hehe...
So far as i know, among all my friends, only 2 of them whose CL is greater than mine.. One is MBB WMC with CL of RM250K, the other one is CIMB VI-i, CL of RM300K..
So just guess mine..wink.gif
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QUOTE(peri peri @ Aug 8 2014, 09:28 AM)
Wow, your CL is rm180k, meaning your monthly income is like RM60k? Is it formulate like that? Sorry, i just new in signature card. Need to know more.

Currently all my platinum CL is quite low. But i still manage got approved for Public Bank Visa Signature Card. But card not received yet, wonder how much CL they will offer me.
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Peiseh NOT Me, We just Play around with " Guess How Much CL got on Alec's MBB Credit Cards"... laugh.gif

I X have Card that High CL like Alec's... So far, the Highest CL I got - RM46.2K from HSBC Platinum whistling.gif

This post has been edited by fly126: Aug 8 2014, 10:56 AM
peri peri
post Aug 8 2014, 10:58 AM

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QUOTE(Wongchoy @ Aug 8 2014, 10:46 AM)
I don't have this card. But i know if i apply for it my CL will be 150k  brows.gif
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any idea how they formulate for the CL? many thanks
peri peri
post Aug 8 2014, 11:00 AM

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QUOTE(fly126 @ Aug 8 2014, 10:54 AM)
Peiseh NOT Me,  We just  Play around with " Guess How Much CL got on Alec's MBB Credit Cards"... laugh.gif 

I X  have Card that High CL like Alec's... So far, the Highest CL I got - RM46.2K from HSBC Platinum whistling.gif
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I see, i was so tempted to see when WMC CL around RM250k, VI CL around RM300k, then VS CL should be at least min RM100k biggrin.gif
fly126
post Aug 8 2014, 11:06 AM

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QUOTE(peri peri @ Aug 8 2014, 11:00 AM)
I see, i was so tempted to see when WMC CL around RM250k, VI CL around RM300k, then VS CL should be at least min RM100k  biggrin.gif
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I think It Should be Not less than RM25K... hmm.gif
Public Bank VS Min. CL RM30k, already... blink.gif

This post has been edited by fly126: Aug 8 2014, 11:07 AM
peri peri
post Aug 8 2014, 11:09 AM

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QUOTE(fly126 @ Aug 8 2014, 11:06 AM)
I think It Should be Not less than RM25K... hmm.gif
Public Bank VS Min. CL RM30k, already... blink.gif
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Haiz, meaning i have to work more and harder to get my first WMC.

RM30k CL (min) for VS is like low only. Cant felt the prestige.

Work so dayum hard only can get to this VS league. rclxub.gif
herc
post Aug 8 2014, 11:11 AM

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normally Visa Signature / World MasterCard minimum CL would be 30K, for max I saw 300k CL from my friend before
tigaxxx
post Aug 8 2014, 11:16 AM

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Not easy to get high CL with MB for regular customers like us... the highest CL I got is only 70k from cimb vi
maskedchan
post Aug 8 2014, 11:38 AM

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QUOTE(peri peri @ Aug 8 2014, 11:09 AM)
Haiz, meaning i have to work more and harder to get my first WMC.

RM30k CL (min) for VS is like low only. Cant felt the prestige.

Work so dayum hard only can get to this VS league.  rclxub.gif
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CL doesnt represent prestige..
i have a gold card last time and it CL already higher than the 30k..
already cancel the card due to scare of fraud
peri peri
post Aug 8 2014, 11:42 AM

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QUOTE(maskedchan @ Aug 8 2014, 11:38 AM)
CL doesnt represent prestige..
i have a gold card last time and it CL already higher than the 30k..
already cancel the card due to scare of fraud
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haha, already imprinted in my mindset long time ago,

Whenever saw people using a black card (which im assume should be at least visa signature) to pay for grocery or dining at counter, i will always pop out "wow, he must be rich for using this awesome card, CL should be rm100k minimum) sweat.gif

Until today, seems like im wrong. Better class for CC is for more privilege on benefits

This post has been edited by peri peri: Aug 8 2014, 11:43 AM
jasonlim_82
post Aug 8 2014, 11:55 AM

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CL is not really important la.. i rather want much more CB (oppsss.. CB=Cash Back yea)
fly126
post Aug 8 2014, 12:12 PM

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QUOTE(jasonlim_82 @ Aug 8 2014, 11:55 AM)
CL is not really important la.. i rather want much more CB (oppsss.. CB=Cash Back yea)
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Betul-Betul CB... drool.gif
sonnas
post Aug 8 2014, 12:39 PM

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QUOTE(peri peri @ Aug 8 2014, 11:09 AM)
Haiz, meaning i have to work more and harder to get my first WMC.

RM30k CL (min) for VS is like low only. Cant felt the prestige.

Work so dayum hard only can get to this VS league.  rclxub.gif
*
Ayam peri peri, you should apply this :
MBB AMEX Charge card

No pre-set spending limit
Minimum annual income:
RM48,000


NO CL Limit, the only limit is the sky, cheers ! Peri Peri
peri peri
post Aug 8 2014, 12:39 PM

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QUOTE(jasonlim_82 @ Aug 8 2014, 11:55 AM)
CL is not really important la.. i rather want much more CB (oppsss.. CB=Cash Back yea)
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but this card no offer CB right? i mean Cash Back. Sometime i hate those treat point things, have to plan and think what to redeem. Sometime redeemed items become useless. I still prefer pure cash back or on the spot purchase rebate

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