Wish to get a new or good used car but most of my friend advised me to get a new one. Hassle free with warranties. My budget is around Rm 8,000 down payment and less than Rm 800 installment per month. Any sifu can advise?

still need ask?

God Car

What's god car?

Proton preve cfe +1

God Car™ that come with 'Atap Zink'.


Note: Click image for hyperlink.

Proton Suprima S

Below 100k , i would go for proton suprima s , new honda jazz , god car or almera the fat butt car

for 100k - 130k
i would go for volkswagen jetta

Everything is good about the car except the looks but the FC is very low and mileage per full tank is very high for a malaysian car and good for city drive for a non-hybrid

Ford ranger 3.2L XLT wildtrak, isuzu dmax 3.0, trition VGT for big cars then kia cerato>Honda civic(mugen/modulo)

150k - 200k > renault clio rs , peugeot 208 gti , ford fiesta ST, honda crv,honda accord

200k onwards > golf gti , cooper s , bmw 320D

My dream cars only hit 200k mark because that is the price range i currently able afford



This post has been edited by Xu3r: Jul 21 2014, 11:41 PM

Go for new global proton car.


for sure is quality because mahatir just ask for 1.5 billion for proton to do work.

so it only means this car come with good leather seat and ESP/ABS

new Honda Jazz 2014

For your budget around Rm 8,000 down payment and less than Rm 800 installment per month, Get car below Rm50000 like Myvi etc and loan it for 5years. After 5years u will be happy u got extra cash to either get bigger car or save ur cash for property. Economy are bad now bro. Dont struggle your life. Kept car loan below 5year. Lots of things gonna change next year after GST imply.

Deleted. Trolls on the move

This post has been edited by Xu3r: Jul 23 2014, 10:06 PM

i dont think anuar has involvement with proton or any other car maker. how is 2nd link in Tuas related to car quality?

VW=Not recommend if you want hassle free...bad SC reputation.

The japanese brands are more or less ok, but in terms of warranties, Honda City is the best with 5 years/Unlimited mileage, while the others only have 3 years/100k mileage.

Vital info, thank so much for the insight!

Myvi lacks boot space. If you always use your boot space, get a sedan. City might be a good choice since the cabin space is large and there's boot space for you to carry luggage/items.

If you're not ferrying luggage around frequently (i.e. outstation), then Myvi is a good choice.

City FTW

If you are willing to try something different, you may want to consider a late model 3 series (E36). They can be bought for under 30k for a good condition unit or much lower for a fixer upper. Maintenance is not as expensive as most ppl think and the driving experience is much better than any sub 50k new car you can find now. The key is to find one that is well maintained by an enthusiast owner.

And also, its pretty much at the bottom of the depreciation value already. Even if you lose half of 30k and sell it at 15k say 5 years down the road, you'll probably lose less in value than any other sub 50k new car that you can buy now.

I've done is as a first car many years back. Used an old BMW (1990 model) and sold it after using it for about 5 years. I lost only 5k. Even if I factor in maintenance over the 5 years, I lost less than 15k (and that included replacement of wear and tear parts, regular maintenance). My next 'old' BMW (1997 model) also after selling, I lost only 10k in value after 5 years of use. In comparison, the 'new' recond car I bought, already lost 90k in depreciation over 5 years....


Only issue is to find financing for such an old car, but something to ponder on perhaps?

I don't think he's into 2nd hand car, moreover those even olders bmw. no doubt, they are good ones but I think he wants a hassle free new car with warranties right. hmm...

but the problem is, TS only has a budget of 8k dp and 800 for monthly repayment, that's a bit far fetch right if you go for a 90k car?

Financing aside...

Maintenance is not a whole lot more expensive especially when you don't need to go back to Beemer service centers, that i agree....

but if it craps out.. repair bills can be quite unexpected especially if TS does not have the cash to handle it.... some people will think that new cars are at least warranted by the manufacturer for a certain number of years in case the worst happens...

"luck" is a very dodgy thing sometimes.... if you are lucky, you get something that will just drive without problems for years... if you are not, be prepared for worst case scenario..

it's not totally impossible... but it might be stretching it a bit...

if TS can wait till year end before making his move... he might save a bit more with car makers nowadays offering quite a lump sump of discount towards year end to rid of their old stock... he will practically gain double of his current downpayment if manufacturers are giving discounts as much as his downpayment + whatever he saves up between now and then...

This post has been edited by nm7: Jul 22 2014, 10:34 AM

do-able also, but he might need to go for a 9 yr loan then, maybe by the time he wants to dispose it off, say 4 years later. he will then need to top up just to sell of his car. not a wise move, imo. which is already being discussed in the other alza thread since this morning.

I know what you mean. Not many will wanna venture into older cars, especially conti cars. But, just saying, on a total cost basis, it may be even cheaper than a new car. Initial cost is also lower.. not asking you to buy a RM90k car. like i said, you can pick one up for less than RM30k, and if you pick right, it will be relatively hassle free.

BTW, for RM90k, you can get a 7 series already and RM30k in change for fuel and maintenance... This is the power of depreciation.... hahahah!


But most ppl will just take the easier route and buy a new econbox...

Honda. Come look for me.

Financing wise, if you take a 9 year loan, it would be very difficult to be in the money until the 6th or 7th year, depending on how bad the depreciation is.

I totally agree its a cashflow thing.

As for "luck", a lot of issues can be eliminated if you send the car to a specialist for a complete diagnostics before buying. These late model BMWs do not have the complicated electronics of their newer siblings. A lot of it is mechanical. The engine and gearbox are usually very hardy and any 'lemon' cars with bad engines/gearbox would have long ago died already. Buy one from an enthusiast with a full service record in a reputable BMW specialist. Chances are, you won't have much trouble for a while.

that is providing if you have 90k of cash in hand... then you have remainder to spend it anyway you want..

if you just borrow enough to cover for buying the car and you have little amounts of cash left... you would not want the worst case scenario to happen as that will demand cash upfront that you might not have in the first place.. not to mention the other things like road tax involved for a 7 series... the higher the engine displacement, the cheaper the value of the car... but you get hit with other things...

i agree it's a good way to own a piece of luxury car... but only for the people who can afford the risks involved in it...

Yes i totally agree on all your points. I'm just using it as an illustration on how depreciation can really affect value. Also, the E65 7 series is a bit*h to maintain....

City for all rounded.
Consider Preve or Suprima too if need a C-segment.

Ford Fiesta also has sedan version at 70k. good drive feel. not guaranteed good FC and problem free..

Buy a MyVi la, settle. RM800/mth pay for 5 years, after that be debt free, and the car and drive for another 5 years. Save petrol, cheap maintenance, zippy, decent handling, good instrument panel. Got airbags some more.

Pretty much all round good car.

Got 2 myvi in my family. My gf and my moms car. 3 and 4 year old. Already create rustling sound. It gives me a feeling that the car will fall apart any time soon. LoL

For BMW and Merc, I actually did some research on it before on old c200, A170 and E36i. All my friend (which is the owner) also state that maintenance and fixing is indeed a pain in the arse.

So I won't risk going there =(

This depreciation topic caught my attention. Regular people like to see things they buy and own depreciate in price. However, nobody bats an eye towards the depreciation of money.

Yeah please dont buy a second hand BMW

My cousin bought a 2009 BMW 320i , after exact 3 weeks there is red battery logo prompt at the screen and we looked the manual book found out the battery is dying because yellow battery logo is fine. Change Battery cost 5000$ . I did not even know why is it so expensive

Then later oil filter leak another few thousand. crazy


Just by thinking all the repair i can use that money and just buy another brand new car

This post has been edited by Xu3r: Jul 22 2014, 10:37 PM

Wait for Mazda 2 la. All the cars you listed doesn't even come close in terms of looks and interior.

i doubt the mazda 2 will be under 100k since all the cars he listed are below that price.


I heard it include a HUD display O_o and the interior that looks very alike as the audi TT

Basically most BMW/Merc Workshop in KL/SELANGOR is aiming big fish everyday one. Even normal small things could cost u rm200 above. Especially BMW,small small things then they'll scared u will affect the other things la coz using same motherboard la, spoil this or break down on middle of road la bla bla.

So,pls get a real reliable bmw/merc technician before u buy their car

So basically

DONT BUY SECOND/RECOND hand CARS


NO money No buy

Easy as that

i really still dont get it why people want buy second hand car

Save money ? yeah right save them on the repair bills

Buy Inspira better
later when have money can convert to mitsubishi

Battery for 5000?
new battery max 1500 only why need to buy 5000?

5k for normal battery!!! HONDA's hybrid battery is now about 5k only...yours benz is hybrid????

Add Campro CFE become Inspira Evox!!!

That is the wonderful power of what we call "Marked Up".

New city value for money!

I've always bought my BMWs 2nd hand. Never had any issues with all of them. Only regular maintenance and replacement of wear and tear parts. The key is to do your research, get the full service record, send for complete diagnostics before buying and if possible, buy from an enthusiast owner who maintains his/her car properly. Parts you can buy yourself and save $$.

Why buy 2nd hand? Because for the same price, I get a better car and lose less money when I sell it later on. When I sold my first car, I lost only RM5k on selling price after 5 years of usage. If I include maintenance for the entire duration of my usage, I lost less than RM15k. My next car only lost RM10k on selling price. Including maintenance, probably around RM20k. Also about 5 years of useage. If I bought a new car for the same amount of initial money, I'd lose a whole lot more. Easily twice the amount.

So yes, I SAVED MONEY and drove a better car.

was there with him on that day
Will post the BMW receipt later if friend willing to share it

This post has been edited by Xu3r: Jul 23 2014, 02:40 PM

I thought is cousin? now bc fren liao?

Service centre ka???
Thats why if own 2nd hand bmw need to find a specialist workshop that doesnt cut throat
last time i replaced mine with 100din battery also cost me only rm440 from a specialist workshop
and its ok to buy 2nd hand bmw/merc/audi at long u find good ones
my 2nd hand bmw cars are just as reliable as my brand new proton

This post has been edited by bigmac999: Jul 23 2014, 06:26 PM

Wah....mind opener..will keep that in mind the next time I'm looking to bo buy a car.

But technically I think I'm better cuz I bought a proton 11years back and still driving it....so technically I lose nothing...LoL and saved what ever amount of money u add to buy a new car....weeeee....

IMHO, when dealing with a vehicle, can't calculate like that as if it's a asset, fact is thats a liability...nuff said...

TS buy VIOS J manual, base on ur budget and ur car listed, u dun have much a choice, and u will need to streatch it over 9 years loan. Don't worry bout it, unless u plan to change ur car every 3-5years like ur rich....it wontbpost an issue, for me..I always use my car >10years, no matter what other said..selling ur car means losing money, buy new car lose money again....so I use my car for 10years means I lose less than those that change car twice already....plus I love my cars , they r part of me...as long as they serve me well, they r here to stay

This post has been edited by stewPik: Jul 23 2014, 07:05 PM

That's what I'm doing now. LoL, my wira is 1996 auto. Drove since 2004. I changed 2 gear box in 3 year time (2011-13). Fed up with all the fixing. Trading in now to get a less problem and hassle free car.

basically, on this note, if you don't plan to change ur car , then get a better car/car you like....but if you are strict on ur budget then as mention....not much choice from the list....in fact any car about 80k will be almost impossible to meet ur budget.....

but as some mention here, u can consider a cheaper alternative like that myvi and persona Or go for preve or suprima, for preve/suprima , it is a good value for money car in term of size and specs, but it has yet to proven it's durability as it is relatively new....it may last you >10years ...it may not....BUT of all the marque that was mentioned, i don't think anyone can DENY that the GOD car is the safest car you can choose....and will definitely last u a decade..heck the technology they use is already more than a decade years old....it's definitely proven itself....there is a reason it's dubbed the GOD CAR....

Wrong also.....to be more accurate...if you wanna own a 2nd BMW you better know something about car urself....if you are ignorant in maintaining you car confirm you'll be slaughtered....RM5k for a battery...obviously being slaughtered 20times over..........there is not much honest workshop around.....just depends on whether they are able to con you or not..........

hahah! But you really gotta go in with your eyes WIDE open and do your homework extensively. Have to also understand the nature of the car market for that particular model.

One way of making an assessment is to first decide 1. if you buy new, what car can you afford? 2. how long do you plan to use the car before changing? Then you can roughly work out what 2nd hand cars budget you should look at.

E.g. Say you can afford a Civic and want to use it for 5 years. A new civic is about RM125k. A 5 year old civic is on average around 90k (estimate la from Mudah). Your depreciation is approx RM35k over the 5 years. So, without taking maintenance and financing into consideration for now, techincally you can buy a 35k 2nd hand car, use it for 5 years and throw it in a lake after than and will be no worst of financially. But we all know that the car will most likely have some residual value after that. So, conservatively, say the 2nd hand car has a residual value of RM15k after 5 years. That means, your 2nd hand car budget is now RM35k + RM15k = RM45k before you can be financially worst off than buying a new car. Go to mudah and see what cars you can get for RM45k. You'll be surprised.

You may say financing 2nd hand car more expensive. Agreed. But you are financing over a lower amount too.. i.e. 125k vs 45k.

What about maintenance? Won't it be higher for old cars? Agreed. It will be. But thats where you need to do your homework and research. It can be minimised. And OEM parts are way much cheaper than parts from authorised dealers. Also, check the warranty on new cars. Not all include free service, only warranty. So you still have to pay for your regular service... at authorised workshop.... and we all know the prices there are... ahem .

Take it a step further, you can actually buy cars that depreciates less than 35k in 5 years, and won't be worst off. So, if you think a car will half its value in 5 years, you 2nd hand car budget is now RM70k... getting interesting ya?

Anyway, just food for thought. Its not 100% foolproof and I'd suggest you have a healthy cashflow before you embark on this journey to be on the safe side. But the reward is sweet!



Spot on!

what are u bullshyting

nice, i like the way you think....as not many ppl now think like that.... ...and you are right..most important factor....wallet........sigh...lifes a biatch.....

lol cheer up bro, TT again sometime. maybe order more drinks, more sugar, be happier lol.

true
better do research also before pulling trigger on something
as for ts its better to buy a brand new car

Installment at 800 per month I would estimate your repayment for your loan is either 40-45k loan for 5years or 55k-58k loan for 7years.

then adding on top of your downpayment, then you know which car you gonna aim for, then do some research on the net and go for test drive, every ppl expect differently, so the choice is in your hand.

protong kaki baru tau

btw voted

I've been in the market for a Beemer second-hand, but from the club and other forums on average the repair costs average abt 1k a month. And what abt fuel consumption?

Would appreciate if you can shed more insight...

With all due respect Sir. The part below fxxking enlightens me.

'E.g. Say you can afford a Civic and want to use it for 5 years. A new civic is about RM125k. A 5 year old civic is on average around 90k (estimate la from Mudah). Your depreciation is approx RM35k over the 5 years. So, without taking maintenance and financing into consideration for now, techincally you can buy a 35k 2nd hand car, use it for 5 years and throw it in a lake after than and will be no worst of financially.'

Thank you so much for the great insight

Amazing. What is your current ride?

the thing with depreciation is that they depreciate by percentage, not amount in ringgit.
so naturally a 100k with 25% depreciation means 25k, while a 50k with same depreciation will be much less.
normal car depreciates at the same percentage, regardless of the price paid when its new.

Which model are you looking at? RM12k per annum from my experience is abit high. My experience using a E38 7 series was as follows:-

- Regular oil and filter change = about RM450 - 500 using fully synth castrol edge (BMW oil mah). I change every 10 - 15k.
- Change wear and tear front suspension arms - About RM3,000. I changed towards the end of my ownership. The previous owner also change before I bought it. So it should last around 4 to 5 years. Rear arms still in good condition when I sold the car. Also changed by prev owner before.
- Rear brake disc - About RM350 per pc.
- Battery is i think about RM300+
- Tires are about RM2k per set of 4 for 18'.
- Change headliner - RM800
- Also changed some misc. hoses and seals, roughly about RM1000+ all together.

All parts used were German OEM (i avoided the Taiwan OEMs) or ori BMW, and I used a reputable BMW specialist workshop.

I think that's about all I had to spend on maintenance over the roughly 5 years. Don't count the facelift, rims and bodykit upgrades la.

FC was a little on the high side at 6.4kms per ltr.

The low maintenance cost I believe was partly due to the car having a full service record from previous owners and most of the major wear and tear parts have been changed by either the autorised dealer or a reputable BMW workshop by the previous owners.

You are right to a certain extent. Since the car will always have a residual value, the depreciation rate is not a constant. Also, as we all know, different cars have different depreciation patterns.

So, I find it easier to look at absolute amount rather than using rates. But that's just me

I used to use a E38 728i as my daily drive, but sold it a few months back as my current job gives me a company car to use. Nothing fancy

Been looking at the E90 initially for fear of the high maintenance. But after reading abt your exp I'm gonna do more research on the E46.

My current budget only allows me to own a 2.0L, so am currently only looking at the 3-series...i don't know if I should look at the 5 series (again the fear factor)

We should yum cha some time..

I don't have lots of experience on the E46, but I read that some E46 tend to have some electrical gremlins, so it pays to do a diagnostic before buying. You can also consider E39 5 series. I was considering that too before buying the E38. One of the best 5 series ever made and won car of the year many times. Prices have also dropped recently so you should be able to get them at pretty good prices. Maintenance cost wise, I don't think its any much more than the E46. Budget permitting, try to get the 2001 525i M-sport spec. That is the most sought after model in that series and that should help retain some resale value when you have to sell it later.

E90 parts tend to be higher as it is a newer car, but prices have also dropped. You'll have to ask yourself for the price difference between E90 and E46, it is worth the experience.

Good tip is to go to BMWCM website and read the model specific forums. You should get a pretty good idea about what generally goes wrong and their maintenance cost.

Things went out of hand. I bought FD2. LooooL

If 1.5 billion just for one car model to have leather seat, eps and abs... then it is .

Banks will not loan you for cars older than 10 years so he has to buy the car upfront with cash.

Really loves the FD2, everything is great except for the fuel consumption =(