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 Wanna get a new car but don't know what to get, Dilemma between a few car makers

Which is better overall?
 
Polo Sedan [ 21 ] ** [13.82%]
Almera [ 5 ] ** [3.29%]
City [ 69 ] ** [45.39%]
Vios [ 27 ] ** [17.76%]
Lain-Lain (Please list it out) [ 30 ] ** [19.74%]
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tehoice
post Jul 22 2014, 10:42 AM

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QUOTE(nm7 @ Jul 22 2014, 10:34 AM)
it's not totally impossible... but it might be stretching it a bit...

if TS can wait till year end before making his move... he might save a bit more with car makers nowadays offering quite a lump sump of discount towards year end to rid of their old stock... he will practically gain double of his current downpayment if manufacturers are giving discounts as much as his downpayment + whatever he saves up between now and then...
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do-able also, but he might need to go for a 9 yr loan then, maybe by the time he wants to dispose it off, say 4 years later. he will then need to top up just to sell of his car. not a wise move, imo. which is already being discussed in the other alza thread since this morning.
andrewkyc
post Jul 22 2014, 10:53 AM

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QUOTE(tehoice @ Jul 22 2014, 10:15 AM)
I don't think he's into 2nd hand car, moreover those even olders bmw. no doubt, they are good ones but I think he wants a hassle free new car with warranties right. hmm...

but the problem is, TS only has a budget of 8k dp and 800 for monthly repayment, that's a bit far fetch right if you go for a 90k car?
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I know what you mean. Not many will wanna venture into older cars, especially conti cars. But, just saying, on a total cost basis, it may be even cheaper than a new car. Initial cost is also lower.. not asking you to buy a RM90k car. like i said, you can pick one up for less than RM30k, and if you pick right, it will be relatively hassle free.

BTW, for RM90k, you can get a 7 series already and RM30k in change for fuel and maintenance... This is the power of depreciation.... hahahah!


But most ppl will just take the easier route and buy a new econbox...


barista
post Jul 22 2014, 10:54 AM

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Honda. Come look for me.
andrewkyc
post Jul 22 2014, 10:56 AM

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QUOTE(tehoice @ Jul 22 2014, 10:42 AM)
do-able also, but he might need to go for a 9 yr loan then, maybe by the time he wants to dispose it off, say 4 years later. he will then need to top up just to sell of his car. not a wise move, imo. which is already being discussed in the other alza thread since this morning.
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Financing wise, if you take a 9 year loan, it would be very difficult to be in the money until the 6th or 7th year, depending on how bad the depreciation is.
andrewkyc
post Jul 22 2014, 11:04 AM

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QUOTE(nm7 @ Jul 22 2014, 10:31 AM)
Financing aside...

Maintenance is not a whole lot more expensive especially when you don't need to go back to Beemer service centers, that i agree....

but if it craps out.. repair bills can be quite unexpected especially if TS does not have the cash to handle it.... some people will think that new cars are at least warranted by the manufacturer for a certain number of years in case the worst happens...

"luck" is a very dodgy thing sometimes.... if you are lucky, you get something that will just drive without problems for years... if you are not, be prepared for worst case scenario..
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I totally agree its a cashflow thing.

As for "luck", a lot of issues can be eliminated if you send the car to a specialist for a complete diagnostics before buying. These late model BMWs do not have the complicated electronics of their newer siblings. A lot of it is mechanical. The engine and gearbox are usually very hardy and any 'lemon' cars with bad engines/gearbox would have long ago died already. Buy one from an enthusiast with a full service record in a reputable BMW specialist. Chances are, you won't have much trouble for a while.
SUSnm7
post Jul 22 2014, 11:06 AM

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QUOTE(andrewkyc @ Jul 22 2014, 10:53 AM)
BTW, for RM90k, you can get a 7 series already and RM30k in change for fuel and maintenance...
that is providing if you have 90k of cash in hand... then you have remainder to spend it anyway you want..

if you just borrow enough to cover for buying the car and you have little amounts of cash left... you would not want the worst case scenario to happen as that will demand cash upfront that you might not have in the first place.. not to mention the other things like road tax involved for a 7 series... the higher the engine displacement, the cheaper the value of the car... but you get hit with other things...

i agree it's a good way to own a piece of luxury car... but only for the people who can afford the risks involved in it...
andrewkyc
post Jul 22 2014, 11:11 AM

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QUOTE(nm7 @ Jul 22 2014, 11:06 AM)
that is providing if you have 90k of cash in hand... then you have remainder to spend it anyway you want..

if you just borrow enough to cover for buying the car and you have little amounts of cash left... you would not want the worst case scenario to happen as that will demand cash upfront that you might not have in the first place.. not to mention the other things like road tax involved for a 7 series... the higher the engine displacement, the cheaper the value of the car... but you get hit with other things...

i agree it's a good way to own a piece of luxury car... but only for the people who can afford the risks involved in it...
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Yes i totally agree on all your points. I'm just using it as an illustration on how depreciation can really affect value. Also, the E65 7 series is a bit*h to maintain....
hong3831
post Jul 22 2014, 11:19 AM

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City for all rounded.
Consider Preve or Suprima too if need a C-segment.
m0r31d8ng3l
post Jul 22 2014, 11:29 AM

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Ford Fiesta also has sedan version at 70k. good drive feel. not guaranteed good FC and problem free..
SUSs2peMocls
post Jul 22 2014, 03:12 PM

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Buy a MyVi la, settle. RM800/mth pay for 5 years, after that be debt free, and the car and drive for another 5 years. Save petrol, cheap maintenance, zippy, decent handling, good instrument panel. Got airbags some more.

Pretty much all round good car.
TSjameslionhart
post Jul 22 2014, 04:28 PM

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Got 2 myvi in my family. My gf and my moms car. 3 and 4 year old. Already create rustling sound. It gives me a feeling that the car will fall apart any time soon. LoL

For BMW and Merc, I actually did some research on it before on old c200, A170 and E36i. All my friend (which is the owner) also state that maintenance and fixing is indeed a pain in the arse.

So I won't risk going there =(
darenot
post Jul 22 2014, 05:54 PM

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QUOTE(andrewkyc @ Jul 22 2014, 10:56 AM)
Financing wise, if you take a 9 year loan, it would be very difficult to be in the money until the 6th or 7th year, depending on how bad the depreciation is.
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This depreciation topic caught my attention. Regular people like to see things they buy and own depreciate in price. However, nobody bats an eye towards the depreciation of money.
Xu3r
post Jul 22 2014, 10:34 PM

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QUOTE(jameslionhart @ Jul 22 2014, 04:28 PM)
Got 2 myvi in my family. My gf and my moms car. 3 and 4 year old. Already create rustling sound. It gives me a feeling that the car will fall apart any time soon. LoL

For BMW and Merc, I actually did some research on it before on old c200, A170 and E36i. All my friend (which is the owner) also state that maintenance and fixing is indeed a pain in the arse.

So I won't risk going there =(
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Yeah please dont buy a second hand BMW

My cousin bought a 2009 BMW 320i , after exact 3 weeks there is red battery logo prompt at the screen and we looked the manual book found out the battery is dying because yellow battery logo is fine. Change Battery cost 5000$ . I did not even know why is it so expensive

Then later oil filter leak another few thousand. crazy


Just by thinking all the repair i can use that money and just buy another brand new car

This post has been edited by Xu3r: Jul 22 2014, 10:37 PM
dtna7
post Jul 22 2014, 10:42 PM

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Wait for Mazda 2 la. All the cars you listed doesn't even come close in terms of looks and interior. blush.gif
Xu3r
post Jul 22 2014, 10:52 PM

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i doubt the mazda 2 will be under 100k since all the cars he listed are below that price.


I heard it include a HUD display O_o and the interior that looks very alike as the audi TT
Hunakadoo
post Jul 22 2014, 11:43 PM

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QUOTE(jameslionhart @ Jul 22 2014, 04:28 PM)
Got 2 myvi in my family. My gf and my moms car. 3 and 4 year old. Already create rustling sound. It gives me a feeling that the car will fall apart any time soon. LoL

For BMW and Merc, I actually did some research on it before on old c200, A170 and E36i. All my friend (which is the owner) also state that maintenance and fixing is indeed a pain in the arse.

So I won't risk going there =(
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QUOTE(Xu3r @ Jul 22 2014, 10:34 PM)
Yeah please dont buy a second hand BMW

My cousin bought a 2009 BMW 320i , after exact 3 weeks there is red battery logo prompt at the screen and we looked the manual book found out the battery is dying because yellow battery logo is fine. Change Battery cost 5000$ . I did not even know why is it so expensive

Then later oil filter leak another few thousand.  crazy
Just  by thinking all the repair i can use that money and just buy another brand new car
*
Basically most BMW/Merc Workshop in KL/SELANGOR is aiming big fish everyday one. Even normal small things could cost u rm200 above. Especially BMW,small small things then they'll scared u will affect the other things la coz using same motherboard la, spoil this or break down on middle of road la bla bla.

So,pls get a real reliable bmw/merc technician before u buy their car
Xu3r
post Jul 22 2014, 11:45 PM

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So basically

DONT BUY SECOND/RECOND hand CARS


NO money No buy

Easy as that

i really still dont get it why people want buy second hand car

Save money ? yeah right save them on the repair bills
bigmac999
post Jul 23 2014, 06:13 AM

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Buy Inspira better
later when have money can convert to mitsubishi
bigmac999
post Jul 23 2014, 06:15 AM

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QUOTE(Xu3r @ Jul 22 2014, 10:34 PM)
Yeah please dont buy a second hand BMW

My cousin bought a 2009 BMW 320i , after exact 3 weeks there is red battery logo prompt at the screen and we looked the manual book found out the battery is dying because yellow battery logo is fine. Change Battery cost 5000$ . I did not even know why is it so expensive

Then later oil filter leak another few thousand.  crazy
Just  by thinking all the repair i can use that money and just buy another brand new car
*
Battery for 5000?
new battery max 1500 only why need to buy 5000? rclxub.gif rclxub.gif rclxub.gif
SUSMatrix
post Jul 23 2014, 07:59 AM

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QUOTE(Xu3r @ Jul 22 2014, 10:34 PM)
Yeah please dont buy a second hand BMW

My cousin bought a 2009 BMW 320i , after exact 3 weeks there is red battery logo prompt at the screen and we looked the manual book found out the battery is dying because yellow battery logo is fine. Change Battery cost 5000$ . I did not even know why is it so expensive

Then later oil filter leak another few thousand.  crazy
Just  by thinking all the repair i can use that money and just buy another brand new car
*
5k for normal battery!!! HONDA's hybrid battery is now about 5k only...yours benz is hybrid????

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