Dear Ceria Residence folks... How much construction has been completed and how much monthly payment you guys are paying now? Need the info urgently pls share

When i last checked the house price for 22* 80 is around 953,000.00 before 5% discount.
Based on that and assume we take 90% loan for 35 years with 4.4% interest rate. Then monthly loan repayment will be around RM 4006.00.

If bank has disbursed 60% does that mean we have to start paying (RM 4006.00 * 60%) ~ RM 2,403.6 monthly?

first time buying..... but how do you calculate the interest?

in this case the house price is 953K, down-payment 10%, interest rate 4.4%, 35 years. The bank has disbursed 60% of the payment.

Dear ceria residence folks...I have another issue to clarify with you all. AutoVille which is located just before the Ceria Residence is meant to be car showroom, service center, accessories shops and "workshops".

Aren't you guys concerned of having like 10-15 workshop just behind your yard? The showrooms, services centers and accessories shops shouldn’t be any issue, but workshops does trigger some concerns, because it emits quite a lot of exhaust smoke. Not to forget gas / smell from oil, sprays and other things they use in the workshop.

The air quality will be definitely compromised. If I’m not mistaken exhaust smoke are quite harmful. Can cause cancer and cardiovascular disease.
One of the source:
http://www.ehhi.org/reports/exhaust/summary.shtml

One can install air purifier inside the house but to think it will fully protect us is quite ignorant.

Please do share if you guys knows something that I don’t which made you guys buy this place.

Autoville@Cyberjaya is the sole light industrial project in town designated for automotive-related businesses. Sited on a 4ha land, the development will be built by Emkay Group’s subsidiary Paradigma Intan Sdn Bhd.

With a gross development value of around RM100 million, Autoville will feature 40 units of terraced, detached and semi-detached factory units, with an overall built-up area of 186,780 sq ft.

Apart from providing a convenient location for car repairs and services, the project will also feature shops for new cars, motorcycles as well as parts and accessories, said Ling Tick Lee, General Manager at Paradigma Intan.

Specifically, Autoville@Cyberjaya will comprise 12 single-storey and 10 double-storey units with average built-up areas of 1,060 sq ft and 3,857 sq ft, respectively. It will also feature four detached units with built-up areas starting from 7.157 sq ft and 14 semi-detached units from 5,600 sq ft.

The double storey terrace units are priced from RM1.5 million, semi-detached factory from RM3.3 million, while detached units begin from RM6.3 million

Moreover, Autoville is located at the entry point into Cyberjaya via Lingkaran Putrajaya and is accessible to major highways such as MEX highway, New Klang Valley Expressway, Lebuhraya Damansara-Puchong and North-South Expressway Central Link.
Source


12 single-storey and 10 double-storey units. ~ assume only 50% of workshops its already 11 units.
balance 18 units will be car showhouse and service centre. Service center also can emit harmful smokes.
actually im just worried only... dowan to regret after i buy later...

Loan Amount : 953K - 10% downpayment ~ 857K
Bank has released 60%, that means 857k * 60% ~ 514K
Have to pay interest for 514k * 4.4% ~ RM 1,884.00

Its not like what i thought earlier.