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Investment EcoMajestic @ Semenyih (VERSION 4), Herald of a New Era by EcoWorld

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Director Xavi V
post Jul 9 2014, 10:29 AM

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Check in for V4. Feeling great!!!
Director Xavi V
post Jul 11 2014, 01:16 AM

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QUOTE(Chris Chew @ Jul 10 2014, 04:37 PM)
Yes boss. I got mine on the spot. Takes me bout 30 min included the short period they embossed the card.
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I got mine on the spot as well. Walk in at SS 15 branch.
Director Xavi V
post Jul 14 2014, 01:49 PM

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Do Cradleton have CCTV like Tenderfields?
Director Xavi V
post Jul 14 2014, 02:59 PM

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QUOTE(tengster @ Jul 14 2014, 01:59 PM)
THere are three things can be intepretated. Let me go one at a time

1. precinct entrance CCTV - applicable to bloth Cradleton and Tenderloins (I like my steak medium rare and pair with Indian Pale Ale - the hoppier the better)
2. precinct perimeter CCTV - only for Tenderloins
3. CCTV points in unit - Tenderloins is a firm YES (2-nos for cluster & 3-nos for semi D)...Cradleton, I am not sure... someone please call them up to find out. And then report to thread please....
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Look like security is not the main focus for Cradleton. A bit disappointed. No wonder not much being touch for their Security.
Director Xavi V
post Jul 25 2014, 09:47 AM

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QUOTE(samkps @ Jul 24 2014, 09:12 PM)
If RHB can offer full flexi package without the need of MRTA and lockin period, then is considered one of the best deal already..

Congrate for all the Tenderfields buyer thumbup.gif  thumbup.gif  thumbup.gif , Cradleton purchaser don't have such opportunity...  doh.gif  doh.gif
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RHB Full Flexi is not the Full Flexi that we understand like other bank. From what i understand, it is just an upgrade from Semi Flexi for a more flexibility for withdrawer of prepayment. Other T&C from original of Semi Flexi remain. In other word to say, still a semi flexi. Better ask in detail.

This post has been edited by Director Xavi V: Jul 25 2014, 09:48 AM
Director Xavi V
post Jul 29 2014, 01:19 AM

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QUOTE(samkps @ Jul 28 2014, 11:07 PM)
Can you pinpoint some of the T&C of semi-flexi is still prevail for "full-flexi" from RHB?  hmm.gif  hmm.gif
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From what I understand, every features of Full Flexi of RHB are the same like Semi Flexi features. The only extra features for Full Flexi is able to withdraw Excess Prepayment from ATM Machine. In other words to say, no current account link type of Full Flexi.
Director Xavi V
post Jul 29 2014, 10:34 AM

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QUOTE(samkps @ Jul 29 2014, 10:27 AM)
oh, thanks. So if want to withdraw money, still need to inform the bank earlier? Any excess money still need be informed as deducting principle rather than prepayment?  hmm.gif  hmm.gif
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Excess Prepayment in deducting principal does not need to inform. Withdrawal for Full Flexi now does not need to inform bank but still being charge for withdrawal fee. If the Semi Flexi features remain, meaning to say no matter how much amount of Excess Prepayment being dump into your home loan account, you still need to pay your minimum monthly installment as per bank letter offer. In other word to say, it is not the flexibility you can enjoy like others full flexi loans. But still both Semi and Full got their pros and cons depending on individual needs.
Director Xavi V
post Jul 29 2014, 12:40 PM

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QUOTE(samkps @ Jul 29 2014, 10:39 AM)
Thanks for sharing bro... thumbup.gif

May I know how much is the withdrawal fees for the RHB "flexi loan"?

If there is excess money, I presume bank will automatically deduct it for installment, this is applicable to full flexi as well, no?

Of course it depends on individual preference, though full flexi looks to me much more advantage. RM 10 per month still prevail for RHB flexi loan? hmm.gif
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As far as I know, only UOB Semi Flexi Loan will automatically deduct excess prepayment for monthly installment. All other Semi Flexi loan do still to pay monthly installment regardless of how much excess prepayment had been made.

As for RHB, as far as I concern, their Full Flexi Loan remain this Semi Flexi Loan features. That's the reason why I say it is not what being claim as Full Flexi. Since it is a Semi Flexi Features (in a Full Flexi Lian), no maintenance RM 10 but still stick with RM 50 per withdrawal. But need to double confirm.
Director Xavi V
post Jul 29 2014, 07:43 PM

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QUOTE(samkps @ Jul 29 2014, 03:29 PM)
I thought for semi flexi, the excess money is used for prepayment, means it will not be used to offset the interest unless the bank is being told so, no?  hmm.gif  hmm.gif

Wow, RM 50 per withdrawal is quite unreasonable...
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Oh, prepayment for sure is for interest offset. No need to inform bank. What I'm trying to say is that regardless of you got excess prepayment, you still need to pay the minimum monthly installment every month. Bank won't offset your monthly installment from excess prepayment like other Full Flexi Loan.
Director Xavi V
post Aug 11 2014, 12:32 AM

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QUOTE(bearbearwong @ Aug 10 2014, 11:51 PM)
range between 408 k to 800k.. DSL , sp setia procudt, with malls , just think that it is another Setia Alam project..

really so hard to gauge meh? you buy commi if hoping for capital appreciation do not have any picture of the subsale price upon vp? budak budak tadika also know to answer lor..

give some good figure lor , range 408 k to 800k.. all of sudden investing becomes not sure of whether staying.. these projects as we discussed are going to be hit once property market crashes.. north and south or outskirt.. you have agreed on this point..
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Yeah!!! We are swifting very fast to Version 5!!! The power of LYN. I hope for a better discussion after this though.
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