Havent include our friendly and benevolent GST too..

should do something like increased stamp duty on 3rd property to hit flippers hard. then channel the money back o BR1M

wait till april 2015

the 6% GST which will gradually be increased to 7% and 8%

but from past data, property prices in Malaysia no go down. only stagnant. i wonder will price correction really gonna happen. i don't think so. even tho house prices is increasing, the demand is still there. malaysians like to live in luxury. biar papa asal bergaya mentality. pay rental 2k-3k per month is no issue to them. even students oso nowadays damn rich renting studio and condo units.

but if you go to auction nowadays, you can see there's start to have high end properties under auction, which is quite rare in past years. condos, soho, studio, etc. from my view there are already investor getting hurt with current situation. but the demand to own these units is still high. a lot of people enter the bid for these units.

this is for kl area. not sure with other region.

current loans is not my concern but rather the expenses and future loans ~

btw give credit to the dude tat destroyed another dude's credit card ~ tats a real friend ~ not even ur own sibling would do tat for you ~

Cheap cheap jln mcalister.. bukit jambul .. food court beware lot suddenly antena fall down hehe

Yes, could be, but I still think BNM will see the impact of first hike before moving to another hike.

They want to see the debt being controlled, not to kill the economy.

so i used a home loan simulator to simulate loan repayment in an ideal condition:

RM 150k loan @ 6.6% interest & 6.85% interest for 20 yrs

@ 6.6% = 1,014 monhtly

@ 6.85% = 1,035 monthly

and additional of RM 21 / month

in summary:

1. an additional of 11.5 months longer loan tenure if the monthly commitment is the same

2. an additional of RM 5,040 interest (?)

http://www.maybank2u.com.my/calculator/for...c-homeLoan.html

with house price hitting RM700k for normal house, long term wise its a lot.

wah few good meal.. for me maybe 10 meals di or 12 meals... you all taikors