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 Are you guys ready for hike in interest rate?, Interest rate rising in July & September

Are you guys ready?
 
Yes, my loan percentage is low compared to my earning. [ 124 ] ** [63.59%]
No. (Explain why no?) [ 71 ] ** [36.41%]
Total Votes: 195
  
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shaquenator
post Jul 12 2014, 11:27 PM

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QUOTE(Jliew168 @ Jul 12 2014, 11:24 PM)
Correct mind set bro...the most important is safety margin and plan for your financial.

We not blindly buy but some ddddd think people here are retarded and just will go blindly bbbbbb - did any of those DDD say like that ?  ohmy.gif talking about the correct mind set.

We only buy when have a good deal or can see a potential at it..for own stay , if price is correct and if u like just go ahead ...but remember have to select a good deal and don't rush into it..

Most important is the level of readiness and confident when u seal the deal- all this must in a calculated risk and don't over stretch you financially
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shaquenator
post Jul 12 2014, 11:28 PM

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QUOTE(ManutdGiggs @ Jul 12 2014, 11:24 PM)
bye.gif
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anymore ? cry.gif
shaquenator
post Jul 12 2014, 11:43 PM

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QUOTE(Tigerr @ Jul 12 2014, 11:29 PM)
Mr. Shaquenator,

This ll be my first reply to u n ll be the last one if you replying with a tone of condemnation n vengeance as if I have stepped on your tail or kill your family.

I have mentioned this is just sharing opinions if u know how to read properly n to take my opinion that seriously, I dont know what u scare of. Are u hoping the market to crash n if what I said here ll save the market n thus it ll defeat your hopes? If yes, dont be silly as if my words really can influence market, developers shall pay me instead of spending millions in advertisement.

I have not met anyone here in person yet except few forumers in other topics. They know I am not an property agent thus dont worry I am here to lure people buying properties.

If u r so poor that cant even buy a house, telling u to work harder is wrong, I dont know what to say anymore n probably that's the reason your stayed in the bottom 93%. If u r ugly, u still can go do plastic surgery to help, but if u r stupid, then, cant do anything anymore.

In your above replies, how can u think only can rent from me? How u know location is not good? How u know rental is high? How u know neighbour full of foreigners? How u know wall is worn out? Is this all come from your own imagination? If not, I guess u may have mistakenly replied to the wrong person. If yes, please say sorry n I ll accept it. Or u can follow the way drrn do, u dont need yo say so as u wish as this is cyber world. I dont gain anything too whether u said or not. But it just showing whether you ll admit wrong or not. Do u have the courage n courtesy to say so n by continue to reply whether to me or others, apparent or silent readers ll know how to judge.

thanks.
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miss Tiger,

i dont care if it is ur first or last reply because if you decided to take my replies as a vengeance or anything like it, it's quite a good idea also if that is your last reply.

I have been following what you've written so I know what you have said. Im not saying that your words can influence the market, in fact far away from it laugh.gif But judging by the boasting tones of you and some others, im just being nice to INFORM you that whatever you are trying to boast is really useless anyway. sorry, even if you advertise for developer, they are not so kind to pay you up to millions to advertise, you are NOT UP FOR IT.

i didnt say those that likes to boast are ONLY property agents....one of them might be even a clerical that is working in developer company. you are a bit naive if you felt im worried that you will lure ppl to buy properties. honestly, I dont think it's up to you to decide whether they can afford to buy property or not.

if you can ask me so many "how"s, how come you can say out so many "if" ? the answer relies in that "question".
when i reply to someone, I also quote what they have said...so in this case, do you think I replied to the wrong person ? You can check the ID there.

Dont talk as if you just enter this forum and say things in an innocent way just today, by now, the silent readers already have a picture of what kind of person this ID is. remember, this kind of "debate" has been going on for a longgggggggggggggggggggg time.

This post has been edited by shaquenator: Jul 12 2014, 11:46 PM
shaquenator
post Jul 12 2014, 11:47 PM

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QUOTE(ManutdGiggs @ Jul 12 2014, 11:33 PM)
thumbup.gif  rclxms.gif
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so pariah until need others to back you up ? then you can just put icons there ? doh.gif
shaquenator
post Jul 12 2014, 11:49 PM

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QUOTE(hey_there @ Jul 12 2014, 11:46 PM)
Yea but if he would've waited, he'll need to fork out 670k to buy instead of 300k.
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you didnt get me. Im trying to say, nobody FORCE HIM to buy at that LOCATION in the CURRENT time.
shaquenator
post Jul 12 2014, 11:56 PM

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QUOTE(HuiChyr @ Jul 12 2014, 11:50 PM)
Not too sure if you followed the forum "4 Critical Signs of Bubble Market .... V1 -7"
Bear2 is the leader for DDD camp. And ManutGiggs has been cajoling Bear2 to buy .... well, coz Bear2 & his GF been looking for a place of their own. It's a frenly banter between Bear2 and Manutgiggs.

So take it easy bro. .... icon_rolleyes.gif
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i know smile.gif i wonder why ManutGiggs has been doing that hhmmm....and also gay guy Zuiko....


shaquenator
post Jul 12 2014, 11:58 PM

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QUOTE(den @ Jul 12 2014, 11:52 PM)
ppl like that location, and can afford ma...  maybe want to get married already.  biggrin.gif
why buy somewhere cheap and you don't like to stay.  tongue.gif
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doh.gif how you know that other locations are not cheap and beautiful/comfortable to stay in ?


shaquenator
post Jul 13 2014, 12:00 AM

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QUOTE(bearbearwong @ Jul 12 2014, 11:58 PM)
looks like the agents activity is being observed..
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well, not to mention some agents that sell properties say they only take 2% of comission, but they also take the "TOP-UP" price from the selling price and eat it as their own additional comission rclxms.gif

the normal rate is 3%....

shaquenator
post Jul 13 2014, 12:04 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:00 AM)
No good to say the word "pariah", u should respect your own race.
We should discuss in manner, later mod close the topic
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i dont see the word pariah is only being used by 1 race, how can you be so racist ? I know you have a tasteful for that particular race that only you know and referring to.... rclxms.gif

Im not sure if I know as in Malaysia, we are all 1 Malaysia. bruce.gif bruce.gif

we are all discussing in a civilized manner, but because you are mannerless, so we have to change according to the situation especially when you like to stalk guys from the back...due to your incapability to get man you see.

i understand your dillemma and loneliness....

poor you.

This post has been edited by shaquenator: Jul 13 2014, 12:05 AM
shaquenator
post Jul 13 2014, 12:09 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:04 AM)
Not everyone can afford the current price tag, bro!
Many people still looking for cheap house

https://forum.lowyat.net/index.php?showtopic=2102281&hl=
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hahahhahahaahah, ya true, until need to spread legs you know...up to that extend. sad but true.

please read on, it's in the thread above....
shaquenator
post Jul 13 2014, 12:11 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:06 AM)
I'm sorry! Don't angry
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im sorry to dissapoint you zuiko. im enjoying this forum....but i hope you are not angry yourself.....

usually when a person opens mouth, that person feels it first

are you angry ? sweat.gif

shaquenator
post Jul 13 2014, 12:14 AM

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QUOTE(den @ Jul 13 2014, 12:09 AM)
shaquenator, i have perception that you are the type of person who always want to win.  biggrin.gif

i believe if someone is looking for a house for own stay, he would have already considered other options which may be cheaper. but ppl do not just look into the price and whether it's beautiful. it's also about convenience and family/ppl surrrounding you.
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den, im just trying to entertain myself with people that are trying to make other people look like a joker but didnt realize theythemselves are. rclxms.gif

it's a LIVE entertainment you know....zuiko likes to stalk me you see. so, I just play along lahhhh....in cyberspace that is. In real life, I would have run away.

anyway, dont assume my status as what they paint picture about me....as I said, cyberspace, talk is cheap. wink.gif
shaquenator
post Jul 13 2014, 12:20 AM

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QUOTE(hey_there @ Jul 13 2014, 12:10 AM)
Yes nobody force him to buy at the location now. He needs a house. Everybody needs a house. He bought it in 2011 at rm370k then no need to buy another one now at rm670k la.  If he didn't buy in 2011 at rm370k and he likes it and wanted to buy at that location now, he have to pay rm670k for it. It's as simple as that. Again, maybe no one force him. But if he needs a house and didn't buy in 2011 at rm370k, does he still need a house? Answer is yes. If he missed the boat in 2011 and can't afford the same property at rm670k in 2014, he'll probably have to settle with a condo at at rm370k now. So u tell me, is there a need whether he buys it in 2011 or 2014? Yes. and why not buy in 2011 when price is cheaper?
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doh.gif anyway, there are landed house at other area that might be even more convenient or comfortable to live in around that price...you dont get what Im trying to say.

shaquenator
post Jul 13 2014, 12:24 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:15 AM)
Ya! Agreed. We should have healthy discussion, that's the main purpose of forum discussion
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we are having a healthy discussion.....dont be angry miss zuiko. rclxm9.gif
shaquenator
post Jul 13 2014, 12:27 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:18 AM)
500k is beyond their affordability, they're looking for 300k link house in KL PJ area. Hope pr1ma will launch such a price range for them, many still earning 2k and below, especially those working as IT technician
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true also....you mean your gay friends working in IT technician line ? they earn rm2K is it ? no wonder you manage to influence them to join your "additional line". it's quite good sometimes if we cant afford, we need to get additional work/income rclxms.gif
shaquenator
post Jul 13 2014, 12:31 AM

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QUOTE(bearbearwong @ Jul 13 2014, 12:25 AM)
+100. I know i am not a lone ranger in this.. but you miss another main culprits and taikor, master mind they are AGENTS

that is why bearing on this, it is just now justifiable to ask ppl to buy first think later or buy now if not regret later.. in fact the biggest problem comes from these groups, and the same group are pledging and spurring parties to buy..
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rclxms.gif nod.gif nod.gif nod.gif

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post Jul 13 2014, 12:33 AM

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QUOTE(zuiko407 @ Jul 13 2014, 12:29 AM)
Don't out of topic please
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you mean you like to always talk out of topic until stalk people from the back ?

miss zuiko, are you angry ? rclxm9.gif
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post Jul 13 2014, 12:35 AM

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QUOTE(Jliew168 @ Jul 13 2014, 12:33 AM)
I regretted last year I did not bang more..this year I still buy some developer project but in cheaper range 500-600k about 1000 sq ft..might be too late but life on on coz I pretty sure there is some good deal in subsale...

I might tempted to buy studio as pricd very cheap but my logical mind tell me don't go for it.

Intro me if have any good new launching but seem I can't get a good 1 recently but not mean too late to buy...
I will continue if I can afford and no problem for instalment.

I buy for long term but will sell when I prepare to upgrade or use in other investment
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i see. but is there any use you tell the forum how many properties you already manage to bang at ? 500K to 600K is very cheap but not sure what kind of property you buy for that kind of prices...

some people pay high amount of money for the lousy quality of property...poor them.
shaquenator
post Jul 13 2014, 12:37 AM

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QUOTE(hey_there @ Jul 13 2014, 12:34 AM)
Again, u are not him. How do u know it is not comfortable and convenient? Ppl have their own need and only they themselves can decide for themselves. The place that u like might not suit my needs. We r not in the same channel la bro. I'm saying the difference in price in 2011 and 2014 and what will happen if he take the relative's advice didn't buy then? U Pulak say there's other place better than subang etc etc. u r missing the point mah bro..  biggrin.gif
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im not missing the point, im suggesting if he didnt buy/missed out in subang jaya at that price, there are other options much lower than rm600K++ in other area he can buy.

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post Jul 13 2014, 12:44 AM

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QUOTE(hey_there @ Jul 13 2014, 12:39 AM)
Agents are not wrong. They also cari makan ma. If not, they makan apa? Blaming on agents is the same as blaming mlm/insurance agents. U should be the one who do the survey, calculation and decision ma. To buy or not to buy is smth u can control but flippers/speculators are what we can't control thus, we need gov to control them. Else, semua goreng the price to rocket high the we or our future gen will only afford to sleep tepi longkang.
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but it's true....agents are the cause for all this. you look north, south, east, west....all also because of them it seems. laugh.gif

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