Maybank msia and spore abang adik.
If live in spore, jz call up or visit maybank spore hq near raffles place for more info. If cannot apply direct in spore, den go jb apply but ask them send card to maybank spore branch. They can do that (but that's around 5 years ago so am unsure what's the policy now).

depends whether if you're a frequent user or how much you trust online transaction.
last time cannot go through so i called and say no need blocking, so no blocking.
but i bear the risk of fraud, but paypal got withhold the money and one can open dispute with paypal if there's a fraud.

Don think mbb will let u increase. Last tgey told me is only temp increase for oversea n hospitalization. Others they don't entertain. If got other cc, just ask the merchant to split n pay using multiple cc.

don't think mbb every waive any gst since its implementation... we either pay or use treatpoints to knock off... that's all... annual fee, yes...