just got my gold card, was applying for platinum maybankard 2 amex and mastercard got only approve for gold.

anyway to upgrade to platinum?

I m now eligible for the RM100 cash back with 3 swipe each card.

my income still below 60,000 p.a but very very close to the requirement.

well..... I guess I m just obsessed with the name platinum
I am currently a CIMB Cash back Platinum card user and obviously I thought I can get Maybankard 2 amex platinum too, I guess I am wrong.

I did asked the CS if I can get an upgrade after 6 months, her reply is as long as my income did not meet the requirement, I am not eligible for it.

I travel to America quite often, 2-3 times per year and the travel insurance offer by the platinum card does looks tempting.

Right now they have promotion for the Rm100 cashback, I don't think I will hit the requirement by the end of the promotion too.

Thanks to your blog, I have manage to apply MBB2 card in 1U last week.
Regretted that did not follow your blog much sooner.

As of the SMS notification, I found out that the SMS sent out very fast when I use the amex card but not with the mastercard.

So far I swipe 4 times. 2 on each card, Amex SMS was instantaneous, but for MC, I only received one which is 5 mins late and 2nd one never arrived.


Would like to seek advice from sifu here to clarify if this problem is common?

I have done my homework using ur blog as a reference before I decided to apply for MBB2 card. I have even requested the CS to set to RM1 on the spot when collecting my cards.

I did try to call cs today and they told me that due to my card is still new and might not have even register into their system yet.
I collected my card last Friday.

On the side note,

I am using CIMB cash back plat all these while before I bump into your blog. Now I have cards from MBB and CIMB, would like to seek GenX sifu to advice me which card is better for me to replace my CIMB card?

Currently my spending habit is RM800 - RM1400 per mth.

Petrol - 400
TnG - 100
Groceries - 200
Dining - 300
MISC - varies from mth to mth

I travel oversea 4-5 times per year (every year I will spend my xmas and new year in America)

Thanks sifu GenX for some enlightenment there, I have filter through most of your blog for the past 4 days. I notice you did not review CIMB card much hence asking questions here.

I guess the 2% is better than OCBC titanium mastercard with 1%


For using amex in America, the posting date and transaction date is based on local time or Malaysia time? I do not want to miss out my 5% cashback + 5x TP for using it in America with different timezone.

good news for me, I m still eligible to join the contest.

Lets say I m in New York, which will be 13hours behind Malaysia time.

Do I need to swipe the card on 10am Malaysia time or New York time to compete for the cash back?

Something is wrong with MBB IT this weekend, today whole day I swipe card also don't have sms notification.

Guess I will call up the CS tomorrow for clarification.
Even M2u also does not reflect all my spending.

Time for them to upgrade from Window XP already.

I already request the CS to set to Rm1 during my card collection time.
Friday till sat before noon I still able to get sms, then after that till now no sms.

Today i got a surge of SMS from MBB this morning.

First they send me, My maybankard has been approved, then 2 sms about my transaction threshold have successfully change to RM1, and coming in is all my transaction over the weekend.

I received a total of 8 sms at the same time.

I have been using my card over the weekend and now tuesday only got all the sms.

looks like amex card so easy to get fraud. so many case here.

i also scare to use my amex oversea or online liao like this.

btw, happy 10th Anniversary to ur LYN account!