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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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cyang
post Jun 23 2014, 10:47 AM

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QUOTE(@secret@ @ Jun 23 2014, 10:40 AM)
To swipe beyond CC's limit, we just bank in the amount needed (minus the limit readily available)??
So it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!

smile.gif
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If I'm not mistaken, U can't bank in this way.

If u want to swipe 10k in 1 lump sum, but ur limit is only 5k, u have to call CS to temporarily increase limit.
I don't think they allow NEGATIVE figure in ur Outstanding Amount, so u can't deposit extra money into the CC.

Correct me if I'm wrong.
cyang
post Jun 23 2014, 11:05 AM

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QUOTE(victorywp @ Jun 23 2014, 10:54 AM)
you can bank-in the money into the cc account first to make an overpayment.
credit limit + overpayment = new credit limit
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I see. This is new to me.
Last year, I tried to pay my MBB credit card outstanding amount which around 5xx from my MBB saving account. But I accidentally key in 15xx. It does not allow me to pay. By that time I thought MBB doesn't allow me to transfer extra payment. Maybe I'm wrong.. Hahaha..
cyang
post Jun 30 2014, 02:50 PM

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QUOTE(nite_eif @ Jun 30 2014, 02:40 PM)
i am in the process of applying for the maybank 2 card. so far used normal visa / mastercard, never tried Amex.

Question: Do chain-shops like 99 Speedmart, NSK, CS, MyMydin Mart etc accept Amex and thus can get 5% cash back?
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https://forum.lowyat.net/topic/2819336

Check this out smile.gif
cyang
post Jun 30 2014, 03:38 PM

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QUOTE(nite_eif @ Jun 30 2014, 03:00 PM)
thanks for the link..i guess not all shops accept the amex, even under same name/franchise.

if they accept, means got cash back or not necessarily?
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Yes as long as you spend on WEEKEND. Kindly refer post #1.


cyang
post Jun 30 2014, 05:22 PM

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QUOTE(~Eveready~ @ Jun 30 2014, 04:28 PM)
i cant remember when but it used to be possible to register AMEX into Maxis system and just use pay-by-phone method (through automation, no need them to call u back), but it seems maxis has stopped users to register Amex into that system since quite some time ago.

I know because my maxis is registered with the amex card. now im wondering what will happen when my amex expired and replace with new number...
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I still able to pay amex through phone through automated system. Does not require the CS call me at all smile.gif

Just register your card through maxis portal (Add credit card, not the maxis pay).
cyang
post Jun 30 2014, 05:46 PM

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QUOTE(inShuz @ Jun 30 2014, 05:43 PM)
Interesting and thank for sharing - Were you using the automated system on Saturday/Sunday to entitle the 5% cashback?
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Yup. Only available on saturday before noon. Forgot when is the cutoff time.
There is one time, I call maxis too late, the payment can't get through, then it linked to a CS and she said she need to send a request to Amex team for them to call me back on Monday. I said don't have to Because I want the 5% rebate.. hahaha! Then I called maxis on following saturday again and tada~ bill paid. hahaha smile.gif
cyang
post Jul 1 2014, 12:11 PM

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QUOTE(~Eveready~ @ Jul 1 2014, 10:43 AM)
Can u confirm that it is still possible to register your amex card through this method?
I thought it is no longer possible...
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I registered my card long time ago. Actually I had forgotten how I register. But I guess would be:

1. Login Maxis
2. Manage Account
3. Edit Account Info
4. Change Credit Card no.
5. Pay method : Pay By Phone
6. Card Type Amex
7. Etc ..

Not too sure whether this is the right way or they had barred this?
Previously I had account in maxis easy pay. But I remove all card details on maxis easy pay, and register my Amex card through this way ( I assume ).

Anyway, just try your luck. As long as they capture ur credit card info, you can pay by phone. Doesn't need to go through CS. Or maxis ed change their policy or whatsoever? Good luck smile.gif

This post has been edited by cyang: Jul 1 2014, 12:13 PM
cyang
post Jul 1 2014, 01:34 PM

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QUOTE(bitcomet79 @ Jul 1 2014, 12:59 PM)
does it request for pin number if pay via phone....
coz i just try call 123 (without registering my cc as experiment) but it request for 6digit pin number when i wanted to pay....pls confirm  hmm.gif
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Yes. I got my 6 digit pin. But i really cant remember how I register last time. hahaha!!!
Maybe through maxis easy pay??
Previously I got credit card under maxis easy pay, then I delete it, register amex card through 'some link which I cant recall'. Maybe 6 digit pin generated through easy pay? haha..


cyang
post Jul 1 2014, 01:35 PM

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QUOTE(chongaik82 @ Jul 1 2014, 12:17 PM)
The option you mention still available to register the Amex card. But CS told me if we wish to charge our card during the weekend still need Maxis team call back. But i doubt their answer as Maxis always give the wrong info to me on first time.
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I just paid by phone 3 weeks ago. Just call to 123, then follow instruction, key in 6 digit pin, then amount you wish to pay, then 4 digit security code which can found on amex card, then tada~ DONE smile.gif

I'm going to pay my bill by phone this week again. Will update you guys. But I think shouldn't be a problem.

This post has been edited by cyang: Jul 1 2014, 01:37 PM
cyang
post Jul 1 2014, 01:47 PM

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QUOTE(chongaik82 @ Jul 1 2014, 01:38 PM)
When replying this post i'm still talking to Maxis CS
total called them 5 times. No body know what i know or guide me. I have to spoon feed all the info regarding Pay by Phone Option. Unfortunately still not successful the option register  doh.gif
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I just realize my 6 digit pin is my password for maxis easy pay! haha..

Do you try add amex credit card under account info?
cyang
post Jul 1 2014, 01:52 PM

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QUOTE(confuzan @ Jul 1 2014, 01:50 PM)
maxis used to implement 6 digit PIN for their online portal. those who have registered the PIN before will be able to use the automated pay by phone, just need to add the card in your profile.

it is not possible to register for the PIN anymore, so even if you add your card, you still need them to call back.
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This clears all our doubts! haha
cyang
post Jul 2 2014, 05:48 PM

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QUOTE(nite_eif @ Jul 2 2014, 05:33 PM)
my mbb2 amex and visa gold just approved.

my question:

for 5% CB, statement/receipt of purchase date must be on sat or sunday, at what exactly the time, 12.01 am sat to 11.59 pm sun?

i remember reading in previous post, friday also can get the 5% cb?

So, considering another card to complement mbb2 :  Maybank Ikhwan Mastercard Gold card-i

Then this card can be used on Friday-Saturday, 12.01 am fri to 11.59 pm sat, is it?

The card will be accepted at shops where they do not accept Amex.
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Transaction date must be on sat or sun.

Mind to show which post saying friday can get 5% cb?
cyang
post Jul 2 2014, 05:49 PM

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QUOTE(neverland @ Jul 2 2014, 05:40 PM)
Ya I did called to credit card helpline yesterday and they told me my card had already delivered to the branch,
so asked me to contact the branch, but now the branch told me they didn't receive the card.  laugh.gif
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Is it still under delivery or had been delivered? maybe you can wait for another day and check with branch again?
cyang
post Jul 2 2014, 09:36 PM

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QUOTE(neverland @ Jul 2 2014, 08:35 PM)
Ya the staff just asked me to wait, but I received SMS stated my application was approved on 19 June,
I guess it took a little long?  hmm.gif
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Erm.. Think abit too long.. Where do u apply ur card? Last time I went to mbb klcc upgrade my gold card to platinum card.. I got the card on the next day.. Pretty fast..
cyang
post Jul 2 2014, 09:39 PM

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QUOTE(charymsylyn @ Jul 2 2014, 06:43 PM)
CB is not based on actual transaction time but what is reported by the merchant to the bank. E.g. if you go to Tesco and swipe on Sat 0030 and expect to get CB, you will probably be disappointed.
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Really? Up till now, all my cash back are based on transaction date.. Don't really understand what happen to ur case..
cyang
post Jul 10 2014, 09:29 AM

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If I not mistaken, Maybank never waive GST. Just use treatpoints to offset. With 5X TP using Amex, to offset GST is just simple as ABC.
cyang
post Sep 1 2014, 10:30 PM

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QUOTE(Duckies @ Sep 1 2014, 10:01 PM)
Using credit card with PayPal to buy from the specific merchant will get charge 4% extra. If buy using credit card on the spot will get charge 2%.
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really?
anyway, u can use cimb cash rebate platinum card for online transaction. 5% rebate too.
cyang
post Sep 8 2014, 10:18 PM

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It seems like maybank so generous.. Everyone getting it.. I also received the congratulation SMS.. I just send around 5.30pm.. Lol
cyang
post Sep 9 2014, 10:00 AM

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QUOTE(ronnie @ Sep 9 2014, 07:33 AM)
I'm still missing the Collect ID for for 3rd RM20 smile.gif

First RM20 Win
Congratulatory SMS Receive : 2:46PM
Transaction ID SMS Receive : 5:26PM
Withdraw Code SMS Receive : 5:47PM
Total SMS Sent : 2

Second RM20 Win
Congratulatory SMS Receive : 7:43PM
Transaction ID SMS Receive : 9:34PM
Withdraw Code SMS Receive : 9:50PM
Total SMS Sent: 16

Third RM20 Win
Congratulatory SMS Receive : 9:25PM
Transaction ID SMS Receive : 10:44PM
Collect Code SMS Receive : 8:06AM (next day)
Total SMS Sent: 15

Total Cost : 33 x 15 sen = RM4.95
Total Winnings : RM60
ROI : 1212%
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U are the legend.
I sent 5 sms. Win 1 RM20.
5 X 15 sen = RM0.75
Winnings : Rm20
ROI : 2666%

I still beat U! LOL
cyang
post Sep 9 2014, 10:54 AM

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arghhh.. Why my transaction ID is invalid?

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