Recently, i got a call from RHB asking me to collect credit card....

I was like @.@??? I have surrendered the card for termination not long ago...

Explain to that guy saying i surrendered the card for termination not renewal or replacement...

LMAO, RHB omg......

i think so.... but i'm just questioning bout the weekend 5% cash rebate.
so technically if i settle all my bills in the weekend, im entitle for the 5% cash rebate and 5x TP instead of the normal 5x TP only when i do direct debit.

correct??

apple store malaysia do manual processing..
if they didnt call you to verify your card on weekend, it will not be process until they call u..
but still, using amex is a better option..if cant get 5% rebate, you still have 5x TP..
use amex, lower exchange rate than visa and you will get 5x TP too..

Exchange rate for both are more or less the same. The problem here is the 'add on' for foreign trnx. For AMEX trnx, a single charge of 2.5% by AMEX, bank do not charge. For Visa trnx, a charge of 1% by Visa and 0.5 % by Maybank.

this doesnt make sense..based on your info..

AMEX = 2.5%
Visa = 1.5%

but the comparison i get is AMEX rate is lower than Visa..
perhaps Visa fees already increase for mbb card?

below are my transactions.

VISA
[attachmentid=4080344]

AMEX
[attachmentid=4080345]

so you decide yourself

Not true. Effective exchange rate sometime VS/MC is same with Amex. Like mention, sometime even more expensive.

since you do not believe us..
why dont you show some of your statement

that sucks. why is there a USD 1 charge?